Credit Officer

Lagos - Nigeria

Monthly Salary: Not Disclosed

Experience Required: 4-5years

Posted on: 9 hours ago

Vacancies: 1 Vacancy

Job Summary

The Credit Officer is to support the companys risk management framework by evaluating the creditworthiness of individuals and businesses ensuring that credit policies align with company rental lease and financing policies while supporting growth. The ideal candidate will be key in maintaining healthy relationships with drivers customers and business partners ensuring timely and accurate credit assessments.

Roles and Responsibilities

Review and assess credit applications for new and existing clients ensuring they align with the companys rental lease and financing policies
Conduct in-depth financial analyses of customers and partner companies to determine creditworthiness and recommend suitable credit limits.
Prepare and maintain accurate records of credit assessments approvals rejections and collection efforts. Provide regular updates to senior management on credit performance and risk exposure.
Collaborate with Credit & Risk Associate to develop implement and update credit policies and guidelines in line with the companys growth strategy.
Serve as a point of contact for credit inquiries from drivers and businesses offering advice and resolving issues related to credit limits and payment terms.
Provide regular updates to the Credit & Risk Associate on operational risks.

Requirements

Bachelors degree in Finance Accounting Economics or a related field.
Experience: Minimum of 3 years of experience in credit analysis risk management or financial services (experience in the gig economy or mobility sectors is a plus).
Skills:
Strong analytical and decision-making skills.
Proficiency in Microsoft Excel and other financial analysis tools.
Excellent verbal and written communication skills.
Knowledge of financial statements credit scoring models and risk assessment techniques.
Ability to work under pressure and manage multiple tasks simultaneously.
Strong attention to detail and organizational skills.

Benefits

You would be part of a dynamic startup revolutionising the vehicle subscription and financial services industry for gig workers in Africa.
You would be part of a dynamic environment where your ideas are heard and your contributions propel us forward.
You would work alongside passionate talented colleagues who share your commitment to excellence.
You would witness firsthand the positive change your work brings to the lives of thousands of riders and drivers.
Comprehensive benefits package including a competitive salary health insurance and exciting growth opportunities.

Roles and Responsibilities

Review and assess credit applications for new and existing clients ensuring they align with the companys rental lease and financing policies
Conduct in-depth financial analyses of customers and partner companies to determine creditworthiness and recommend suitable credit limits.
Prepare and maintain accurate records of credit assessments approvals rejections and collection efforts. Provide regular updates to senior management on credit performance and risk exposure.
Collaborate with Credit & Risk Associate to develop implement and update credit policies and guidelines in line with the companys growth strategy.
Serve as a point of contact for credit inquiries from drivers and businesses offering advice and resolving issues related to credit limits and payment terms.
Provide regular updates to the Credit & Risk Associate on operational risks.

Requirements

Bachelors degree in Finance Accounting Economics or a related field.
Experience: Minimum of 3 years of experience in credit analysis risk management or financial services (experience in the gig economy or mobility sectors is a plus).
Skills:
Strong analytical and decision-making skills.
Proficiency in Microsoft Excel and other financial analysis tools.
Excellent verbal and written communication skills.
Knowledge of financial statements credit scoring models and risk assessment techniques.
Ability to work under pressure and manage multiple tasks simultaneously.
Strong attention to detail and organizational skills.

Benefits

You would be part of a dynamic startup revolutionising the vehicle subscription and financial services industry for gig workers in Africa.
You would be part of a dynamic environment where your ideas are heard and your contributions propel us forward.
You would work alongside passionate talented colleagues who share your commitment to excellence.
You would witness firsthand the positive change your work brings to the lives of thousands of riders and drivers.
Comprehensive benefits package including a competitive salary health insurance and exciting growth opportunities.