Applicant Mortgage

We are seeking candidates with relevant US mortgage underwriting experience to join us.

if youre a graduate and carry relevant experience you can apply.

Job Description:

• Meet training requirements (New hire refresher update and remedial training)
• Review the mortgage documents and complete the process steps defined by the client.
• Follow investor guidelines and client overlays.
• Perform the basic calculations with regard to mortgage processing.
• Update the information in LOS.
• Inform the client when additional documents are required.
• Meet the Document Review timelines (Goals) / reduce the time taken for even better results.
• Adhere to Schedule and other operational requirements.
• Seek assistance from support staff as required and follow two to say No policy for seamless review results.
• Active participation in performance improvement initiatives (individual level & program level).
• Maintain the quality standards and undergo necessary coaching sessions for improving review.

Qualifications :

Basic Requirements:

• 6 months - 3 years prior US Mortgage Underwriting experience preferred.
• Excellent oratory skills to communicate with US clients
• Good English written communication skills
• Client LOS such as the following but not limited to - Encompass Scuba Blacknight AWS etc.
• Knowledge about 4Cs (Credit Capital Capacity and Collateral)
• Graduates (with degree certificates)
• Comfortable to Work from Office
• Comfortable with US Rotational Night Shifts
• Immediate Joiner
• Knowledge about DSCR and Bank Statement income files is an added advantage
• Hands-on experience with Credit analysis Income Verification and Calculation.
• Knowledge about Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines
• Knowledge about Conventional / FHA / VA loans
• DTI/LTV Ratio Calculations to assess risk

Additional Information :

• Why Join Us

• Competitive salary in line with market standards
• Opportunity to make a significant impact in a global organization
• A dynamic and supportive work environmen

If youre ready to take your career to the next level and leverage your skills in a rewarding role we want to hear from you!

Perks: Cab facilities available (within 25 Kms of office location).

Remote Work :

No

Employment Type :

Full-time