Design and execute a growth-focused strategy for the Banks payroll lending portfolio in line with corporate objectives.
Establish review and regularly update payroll lending policies and procedures to ensure efficiency compliance and risk control.
Identify and develop new payroll loan offerings based on market needs and competitor analysis; collaborate with Product and IT teams to bring solutions to market.
Lead the credit risk evaluation process for payroll loans and implement frameworks to mitigate delinquency and default risks.
Monitor the payroll lending portfolios performance assess key performance indicators (KPIs) and implement strategies to enhance loan quality and profitability.
Build and maintain strategic relationships with employers government agencies and corporate partners to boost payroll loan origination.
Supervise and coach the payroll lending team promote professional growth and maintain a high-performance culture.
Ensure adherence to all applicable laws CBN guidelines data protection regulations and internal control policies concerning payroll lending.
Generate insightful portfolio performance reports and dashboards for senior management with actionable recommendations for improvement.
Identify areas for operational efficiency and implement enhancements to reduce turnaround time and improve borrower experience.
Work closely with departments such as Finance Internal Control Marketing Risk and IT to ensure seamless operations and cross-functional support.
Qualifications & Experience
Bachelors degree in Finance Economics Business Administration or a related field. Relevant professional certifications (e.g. CIBN CRMS ACA) are an advantage.
Minimum of 7 years of experience in consumer lending with at least 3 years in payroll lending or unsecured loans within the Nigerian financial sector.
Required Experience:
Senior IC
Key ResponsibilitiesDesign and execute a growth-focused strategy for the Banks payroll lending portfolio in line with corporate objectives.Establish review and regularly update payroll lending policies and procedures to ensure efficiency compliance and risk control.Identify and develop new payroll l...
Key Responsibilities
Design and execute a growth-focused strategy for the Banks payroll lending portfolio in line with corporate objectives.
Establish review and regularly update payroll lending policies and procedures to ensure efficiency compliance and risk control.
Identify and develop new payroll loan offerings based on market needs and competitor analysis; collaborate with Product and IT teams to bring solutions to market.
Lead the credit risk evaluation process for payroll loans and implement frameworks to mitigate delinquency and default risks.
Monitor the payroll lending portfolios performance assess key performance indicators (KPIs) and implement strategies to enhance loan quality and profitability.
Build and maintain strategic relationships with employers government agencies and corporate partners to boost payroll loan origination.
Supervise and coach the payroll lending team promote professional growth and maintain a high-performance culture.
Ensure adherence to all applicable laws CBN guidelines data protection regulations and internal control policies concerning payroll lending.
Generate insightful portfolio performance reports and dashboards for senior management with actionable recommendations for improvement.
Identify areas for operational efficiency and implement enhancements to reduce turnaround time and improve borrower experience.
Work closely with departments such as Finance Internal Control Marketing Risk and IT to ensure seamless operations and cross-functional support.
Qualifications & Experience
Bachelors degree in Finance Economics Business Administration or a related field. Relevant professional certifications (e.g. CIBN CRMS ACA) are an advantage.
Minimum of 7 years of experience in consumer lending with at least 3 years in payroll lending or unsecured loans within the Nigerian financial sector.
As a development-focused organization, we believe in people empowerment by the provision of gainful employment and other social interventions. Why Work at LAPO Microfinance Bank? Career Development LAPO Microfinance Bank offers professional opportunities for career growth and adv
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Job Location:
Monthly Salary:
Posted on:
2 days ago
Vacancies:
1 Vacancy
