Treasury Analyst

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Drive the financial stability and regulatory compliance of Addis treasury operations by delivering highly accurate daily liquidity management rigorous risk analysis (LCR/IRL) and optimal legal reserve (Encaje) positioning. This ensures a foundation of excellence for Addi as we transform Latin Americas financial ecosystem and scale as a regulated bank.

What you will do

• Cash Flow Accuracy: Achieve and sustain 95% accuracy in the daily Cash Flow Projection model across all key time horizons (daily weekly monthly) within the first 6 months ensuring management has a real-time reliable view of liquidity surpluses and deficits.

• Liquidity Risk Optimization: Model and project the Liquidity Risk Indicator (LCR/IRL) under various scenarios (standard and stress) providing a deviation analysis of 3% from actuals and proactively recommend investment/divestment strategies to maintain the indicator within target ranges.

• Encaje Efficiency: Analyze and project the daily Legal Reserve (Encaje) position implementing a tracking and optimization strategy that reduces the opportunity cost of compliance by at least 10% in the first 12 months without incurring non-compliance penalties.

• Regulatory Reporting Excellence: Collaborate seamlessly with Risk and Compliance teams to provide all required data for regulatory reports to the Superintendencia Financiera (SFC) ensuring a zero-gap/zero-rejection rate on Treasury-related report submissions in the first 12 months.

• Treasury Data Automation: Design and implement a new automated Treasury Dashboard (using SQL/Databricks/Netsuite data) to track key Cash & Projection KPIs completing the initial development and rollout within the first 90 days.

What were looking for

Proven experience in Treasury Front Office operations

• 23 years working in treasury or front-office roles within banks financial companies or fiduciary institutions.

• Hands-on experience executing monitoring and reconciling treasury transactions in compliance with internal controls.

• Demonstrated ability to coordinate effectively with counterparties across the financial sector.

Solid expertise in liquidity forecasting and cash flow management

• Skilled in preparing and maintaining Cash Flow IRL (Interest Rate Liquidity) and Encaje forecasts.

• Ensures timely identification of liquidity gaps and alignment with institutional funding strategies.

• Monitors daily and projected liquidity positions to support treasury decision-making.

Experienced in compliance and regulatory adherence

• Ensures full compliance with Financial Superintendence of Colombia (SFC) regulations and internal treasury policies.

• Maintains accurate documentation and reporting for regulatory inspections and audits.

• Collaborates with risk and compliance teams to ensure operational soundness of treasury activities.

Ability to leverage analytical and data tools

• Proficient in Databricks SQL and data visualization tools for treasury and financial reporting.

• Designs and maintains interactive dashboards that track liquidity exposure and cash flow indicators.

• Applies analytical models to enhance forecasting accuracy and operational transparency.

Strong understanding of financial markets and instruments

• Knowledge of financial instruments used in treasury operations including fixed income money markets and FX products.

• Evaluates counterparties and market conditions to support investment and funding decisions.

• Interprets economic indicators to anticipate liquidity and interest rate trends.

Shows strong organizational and prioritization skills

• Manages multiple operational workflows with competing deadlines.

• Develops and maintains systematic processes for transaction tracking and documentation.

• Effectively prioritizes urgent tasks in dynamic market environments.

Displays teamwork and proactive collaboration

• Builds constructive relationships with internal teams and external financial partners.

• Contributes to process improvement initiatives within the treasury function.

• Takes initiative to identify efficiency gains and automation opportunities.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Technical assessment (30 min)
  A session to assess your skills using SQL one of our team members will ask you to solve different exercises using your SQL experience

• Step 3: Deep Dive Interview (30 min)
  Youll meet future colleagues and cross-functional team members to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.

Required Experience:

IC