Technical Manager Nagpur
Job Location:
Monthly Salary:
Posted:
Application Deadline:
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Job Summary
Basic Details:Fill the required information about business unit location position reports to position and date of updation of JD |
Business | Financial services | ||
Unit | Aditya Birla Finance Ltd | ||
Location | |||
Poornata Position Number of the job | Reports to: Poornata Position Number | ||
Poornata Position Title of the job | Technical Manager | Reports to: Poornata Position Title | Regional Technical Manager |
Function | ABFL- Risk | Reports to: Function | Head- Risk- Retail |
Department | Technical | Reports to: Department | Risk |
Date of writing/ Updation of JD |
1) Job Purpose:Write the purpose for which the job exists (in 2-3 lines) |
To contribute to mortgage risk management by ensuring that properties held as security for mortgages home loans and construction Finance are marketable and identifying and evaluating associated risks to prepare and monitor the MIS for capturing the behavior of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered to. |
2) Dimensions:Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. | |
Business Workforce Number | |
Unit Workforce Number | |
Function Workforce Number | 14 |
Department Workforce Number | |
Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter |
3) Job Context & Major Challenges:Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section |
This role is an integral part of the Risk & compliance & is responsible for carrying out due diligence for the underlying security i.e. Real Estate Property and ensure that all information required to take a credit decision w.r.t. real estate property be provided to higher management. He is also responsible for maintaining TAT. The key aspect of due diligence is that underlying security i.e. real estate properties are compliant with local statutory norms & regulations & falls under acceptable norms as per ABFL as well as RBI. The role holder is also responsible for providing and keeping updates about changes happening in statutory rules & regulations related real estate properties real estate property rate movements demand-supply analysis impacts of economic changes on real estate property all he/she has to provide inputs related to real estate property to higher management which will help them in decision making to improvise TATs of the overall sanction process. The major challenges to this profile include
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4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas) | |
Key Result Areas | Supporting Actions |
Policy & Process |
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Vendor Management |
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Carry out technical evaluations of property to be held as security against mortgages / LAPs and home loans |
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Audit & Hind sighting |
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Oversee the development and upkeep of an MIS for technical information To prepare regular MIS for areas under risk management and give presentation to various stakeholders |
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5) Job Purpose of Direct Reports:Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) |
NA |
6) Relationships:Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals departments organizations inside and outside of the organization that job is required to interact with in order to deliver the job objectives | ||
Relationship Type | Frequency | Nature |
Internal | ||
| Daily Weekly
Need based Daily |
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External | ||
| Need based Daily / Weekly Need Based |
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7) Organizational Relationships:Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. |
SIGN-OFF:Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. | ||
Job Holder | Reports to Manager | |
Name | ||
Date of Entry / Approval |
Required Experience:
Manager
About Company
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