Head of Internal Audit

Job summary

The Head of Internal Audit at Affinity executes audit assignments in accordance with relevant policies procedures and quality standards as required by a specialised deposit taking institution. The Internal Audit must provide reliable and valued assurances to the Board and Executive Management over the effectiveness of controls mitigating current and evolving risks as well as enhancing the controls within the organisation. The Internal Auditor provides independent assurance to the CEO Board Audit Committee and stakeholders (internal as well as external auditors and regulators).

About Us

We are an award-winning fully fledged digital bank built in Ghana for Africa on a mission to make banking accessible relevant and empowering for everyday the past year alone we have grown our customer base by 3.5x following the successful close of an $8 million seed round.

Our momentum is driven by strong product-market fit disciplined execution and a deep commitment to financial inclusion. As we scale into our next phase of growth we are strengthening our leadership team to help us deepen impact and build a category-defining digital bank for Africa.

Required Skills:

Key responsibilities

1. Strategic Leadership of Internal Audit Function

• Develop and execute a risk-based internal audit plan aligned with organizational objectives and regulatory requirements.
• Provide independent assurance to the Board and Audit Committee on the effectiveness of governance risk management and internal controls.
• Advise executive leadership on emerging risks internal control weaknesses and compliance matters.

2. IT and Cybersecurity Auditing

• Oversee audits of information systems cybersecurity frameworks and data protection policies.
• Evaluate the effectiveness of IT general controls system access controls and data integrity across platforms (e.g. cloud mobile apps APIs).
• Monitor vulnerabilities and ensure compliance with cybersecurity regulations

3. Financial Operational and Regulatory Audits

• Conduct audits of financial transactions internal operations and business processes to ensure accuracy and compliance.
• Assess compliance with financial banking and business regulations
• Evaluate operational efficiency and recommend improvements for control gaps or inefficiencies.

4. Data Analytics and Automation

• Leverage data analytics tools to perform continuous auditing and fraud detection.
• Promote automation of audit procedures and real-time monitoring of controls.
• Use predictive and trend analytics to proactively identify emerging risks.

5. Stakeholder Engagement & Reporting

• Regularly report audit findings risk assessments and internal control issues to the Audit Committee and Board.
• Collaborate with external auditors regulators and other assurance providers.
• Maintain open communication with senior management to ensure audit alignment with business priorities.

6. Regulatory Compliance and Risk Advisory

• Ensure the institution complies with local and international regulatory requirements such as those from the Bank of Ghana Data Protection Commission Cybersecurity Authority National Communications Authority Ghana Revenue Authority etc.
• Provide advisory support for new digital products system implementations or business model changes.
• Monitor risk exposures emerging technologies and evolving regulatory landscapes.

7. Team Leadership and Capability Building

• Build and lead a high-performing internal audit team with capabilities in technology risk finance and operations.
• Conduct training on risk management ethics and fraud awareness.
• Foster a culture of accountability continuous improvement and integrity.