Credit Officer, Level 2 Westpac Institutional Bank (Consumer and Industrials)

Create your best future and join Westpac as a Credit Officer Level 2 - Westpac Institutional Bank (Consumer and Industrial)

Whats the role

As a Level 2 Credit Officer within Westpac Institutional Bank youll play a central role in assessing and approving credit risk for a portfolio of complex corporate and institutional customers. Working fulltime from our Sydney office youll apply sound commercial judgment confidently make well supported credit decisions and ensure risks are identified early and managed with discipline.

Youll work across a wide range of industries including Corporate Property Health Energy Infrastructure and Resources developing a deep understanding of transactions spanning debt products debt capital markets and financial markets activities. Youll collaborate closely with senior stakeholders contribute to a strong credit culture and help ensure our strategies align with the banks risk appetite and broader business objectives.

What do I need

To excel in this role youll have the confidence and proven experience to back yourself in owning the credit risk decisions you make across the diversified industry sectors within the portfolio.

Additionally youll:

• Have a prior / current delegated lending authority limit likely gained via direct exposure within a similar MGC / emerging corporate / IB client focussed team with a major bank.
• Possess a deep understanding of Credit Risk arising from Debt Products (including Debt Capital Markets) and Financial Markets products and the ability to effectively manage the value chain between Dealer Relationship Manager and Credit Officers.
• Have a commitment to proactive maintenance of sound credit quality of your assigned portfolio including early recognition of problem loans and developing appropriate corrective strategies.
• Pride yourself on the influence you have in the everyday moments in driving strong NPS outcomes.
• Be known for your ability to act independently think innovatively solve problems and exhibit a collaborative growth mindset.

Why join us

Were obsessed with becoming our customers #1 banking partner for life and were looking for people who are passionate about helping us achieve that return were committed to making Westpac the best place to work in the country. Here are just a few of the ways were already doing that:

• Special offers on banking products and discounts from top brands including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance and a variety of leave options including Culture Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to give back to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started simply click on the APPLY or APPLY NOW button

Were all about creating a supportive and inclusive community. We welcome everyone no matter your age gender background or abilities. We also provide additional support to welcome our veterans Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process you can find out more information and additional contact details by visiting thePeople with Disability and/or needing Accessibility Requirementspage on ourwebsite.