Credit Risk Analyst (Junior Mid Level)

Sydney - Australia

Monthly Salary: Not Disclosed

Posted on: 19 hours ago

Vacancies: 1 Vacancy

Job Summary

Wisr is committed to building a supportive inclusive and diverse workplace and we strongly encourage applications from all backgrounds and identities. Were happy to accommodate any reasonable adjustments to the interview process to ensure equal opportunity for all. If you require reasonable adjustments please reach out to us via emailprotected.

Our Why What and How

We are a proudly purpose-led ASX-listed fintech on a mission to power peoples progress and make a real difference in the world starting right here in Australia. By building products and experiences designed to have a positive impact on the financial health and lives of our customers we are inching ever-closer to achieving our purpose.

We offer smarter fairer loans that help people kick their goals sooner a nifty round up tool to help people get out of debt and save even faster and a dashboard that helps people track and improve their credit scores.

The better we do this the more positive change and impact we can have on our customers. Now is the time to join one of Australias fastest growing fintechs and make an impact.

We are a people first business and value flexibility as part of our work - our team work in a hybrid working environment 3 days per week in our beautiful office space.

About the job

Our Credit Risk team is growing and were looking for a Credit Risk Analyst to join the team in a highly critical role. By utilising your strong analytical background youll be assisting Wisr in expanding our use of data to make optimised decisions for a range of credit risk activities.

With a particular focus on reviewing analysing and reporting on our originations and arrears management strategies youll be leveraging your strong data visualisation and manipulation skills to help achieve business objectives.

What Youll Do

Work closely with cross functional teams on the continual improvement of originations and arrears management strategies using data and analytics
Maintain and improve a suite of comprehensive credit risk reports for senior management in order to support business objectives
Assist in the creation and maintenance of auto-decisioning collections segmentation risk-based pricing and other predictive models
Review and update credit risk policies and procedures to ensure alignment with evolving market conditions and regulatory changes
Maintain accurate and up-to-date documentation of credit risk assessments decisions and actions taken
Stay abreast of industry trends market developments analytics AI and regulatory changes impacting credit risk management

What success looks like in 6 months

You are embedded in the Credit Risk team - you have a strong working understanding of Wisrs originations and arrears management strategies and the team relies on you to deliver accurate timely analysis and reporting with minimal oversight.
Your analytical contribution is evident - you are maintaining and actively improving Wisrs suite of credit risk reports and have identified at least one meaningful enhancement to how we monitor originations or arrears performance that is in progress or already delivered.
You have contributed to the improvement of KPIs and your work is visibly supporting the teams ability to respond to portfolio trends market conditions and regulatory requirements.

About you

With a strong analytical mindset and ability to think long term you thrive in a fast paced working environment where each day differs from the last. You will have gained your experience within financial services or similar and are looking to take on a challenge with a growing team and business. Youll also have:

Tertiary qualification in a Technical analytical or mathematical discipline or equivalent
Ideally some experience in a similar role within the financial services industry telco or utilities
Good knowledge of Credit Risk and/or Quantitative analytical skills such as knowledge of credit score development and implementation
Experience with data manipulation and data visualisation tools such as SQL SAS Alteryx Tableau Power BI R or Python

Some of Our Perks & Benefits

Flexible and hybrid working

$500 every year to spend on your wellbeing

Take an extra Annual Leave day off on us every financial year with A Day on Wisr

Own your career journey by upskilling with unlimited access to LinkedIn Learning

Access toClassPassfor a range of fitness and wellness options

Generous paid parental leave to support your transition to parenthood

Regular social events and awesome team offsites

Access to our Employee Assistance ProgramUprisewith up to 6 coaching sessions per year

Working at Wisr

As a purpose-led organisation on a mission to power peoples progress towards what matters to them we truly believe in what we do and every person who joins our team plays a part in our success. By practising what we preach (hello $500 wellness reimbursement 1:1 coaching via Uprise and access to learning tools!) you are empowered to own your role your development and the space that you play in.

We value psychological wellbeing and safety fostering a high-performing culture which enables continuous learning and growth. Our hiring and interviewing process is designed for you to showcase your experience skills and passion and take great pride in not just ticking a box. If this role resonates with you we want to hear from you.

Wisr Values

Courageously ask What if: We challenge the status quo and we know that decisions that make us smarter stronger faster more innovative always start with a What if.

for the customer: Our internal and external customers are at the center of everything we do. We genuinely have their best interests at heart.

Smarter parts together: We believe the real magic happens when we bring together the right mix of Smart Parts and work as a team.

Be a stunning colleague: Its not just about excelling in our roles but also going the extra mile to make our colleagues and Wisr shine too.

Growth over comfort: We love learning and we always find opportunities to learn something new whether it is facing a fear or pushing through something uncomfortable to level up.

We are dedicated to creating an amazing candidate journey for every applicant. Theres no shouting into the void here. Were committed to responding to every single applicant.

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Manager