MyState Limited are seeking an experienced Credit Manager Equipment Finance to join our Risk & Compliance team with a principal focus on managing and overseeing the credit risk of the SELFCO Equipment Finance portfolio.
The Credit Manager will provide independent oversight insight and constructive challenge across the Equipment Finance portfolio playing a critical role in safeguarding credit quality and supporting sustainable growth.
Working closely with the business youll ensure lending decisions align with risk appetite policy and regulatory expectations while also contributing selectively to complex credit assessments across the wider organisation.
This opportunity suits a senior credit professional with deep equipment finance expertise strong analytical capability and a genuine interest in portfolio risk governance and continuous improvement.
Key responsibilities
In this role you will:
- Provide oversight of SELFCO Equipment Finance policies and procedures ensuring alignment with risk appetite internal frameworks and regulatory requirements
- Deliver portfoliolevel analysis and reporting identifying trends emerging risks and early warning indicators
- Conduct hindsight reviews of lending decisions to assess credit quality policy adherence and risk outcomes
- Review lending activity to identify investigate and escalate potential fraud risks
- Support the assessment and preparation of commercial lending applications ensuring sound judgement and highquality submissions
- Complete targeted credit hindsight reviews as part of Line 2 assurance activities
- Partner with the wider Risk and Compliance team on adhoc credit risk initiatives and reviews
The leader we are looking for
You are an experienced credit professional who combines handson lending expertise with a strong risk and governance mindset. Youre comfortable stepping back from daytoday assessment to focus on portfoliolevel risk while retaining the capability to assess complex commercial deals when required.
You bring:
- Extensive experience in commercial lending with deep knowledge of equipment finance
- Demonstrated ability to analyse portfolio performance identify trends and assess emerging risks
- Strong experience in hindsight reviews writeoff analysis and quality assurance
- Sound understanding of credit policy risk appetite and regulatory expectations
- Excellent analytical written communication and stakeholder engagement skills
Qualifications
- Relevant vocational or tertiary qualifications in Business Commerce or Financial Services (highly regarded)
- Strong working knowledge of credit legislation industry codes and regulatory frameworks
Why join us
- Take ownership of a specialised Equipment Finance risk portfolio
- Influence credit quality governance and portfolio outcomes in a meaningful Line 2 role
- Be part of a collaborative valuesdriven Risk team
- Hobartbased opportunity with strong organisational support and longterm career potential
Ready To Appy
Applications must be submitted via link provided by Monday 6th April 2026. We are unable to accept resumes via email; however enquiries about the role are welcome at .
Employment with MyState is subject to background checks including Bankruptcy Police and Credit check to verify your suitability to work in the finance sector. We are an equal opportunity employer committed to creating an inclusive work environment where everyone is valued.
Required Experience:
Manager
MyState Limited are seeking an experienced Credit Manager Equipment Finance to join our Risk & Compliance team with a principal focus on managing and overseeing the credit risk of the SELFCO Equipment Finance portfolio.The Credit Manager will provide independent oversight insight and constructive c...
MyState Limited are seeking an experienced Credit Manager Equipment Finance to join our Risk & Compliance team with a principal focus on managing and overseeing the credit risk of the SELFCO Equipment Finance portfolio.
The Credit Manager will provide independent oversight insight and constructive challenge across the Equipment Finance portfolio playing a critical role in safeguarding credit quality and supporting sustainable growth.
Working closely with the business youll ensure lending decisions align with risk appetite policy and regulatory expectations while also contributing selectively to complex credit assessments across the wider organisation.
This opportunity suits a senior credit professional with deep equipment finance expertise strong analytical capability and a genuine interest in portfolio risk governance and continuous improvement.
Key responsibilities
In this role you will:
- Provide oversight of SELFCO Equipment Finance policies and procedures ensuring alignment with risk appetite internal frameworks and regulatory requirements
- Deliver portfoliolevel analysis and reporting identifying trends emerging risks and early warning indicators
- Conduct hindsight reviews of lending decisions to assess credit quality policy adherence and risk outcomes
- Review lending activity to identify investigate and escalate potential fraud risks
- Support the assessment and preparation of commercial lending applications ensuring sound judgement and highquality submissions
- Complete targeted credit hindsight reviews as part of Line 2 assurance activities
- Partner with the wider Risk and Compliance team on adhoc credit risk initiatives and reviews
The leader we are looking for
You are an experienced credit professional who combines handson lending expertise with a strong risk and governance mindset. Youre comfortable stepping back from daytoday assessment to focus on portfoliolevel risk while retaining the capability to assess complex commercial deals when required.
You bring:
- Extensive experience in commercial lending with deep knowledge of equipment finance
- Demonstrated ability to analyse portfolio performance identify trends and assess emerging risks
- Strong experience in hindsight reviews writeoff analysis and quality assurance
- Sound understanding of credit policy risk appetite and regulatory expectations
- Excellent analytical written communication and stakeholder engagement skills
Qualifications
- Relevant vocational or tertiary qualifications in Business Commerce or Financial Services (highly regarded)
- Strong working knowledge of credit legislation industry codes and regulatory frameworks
Why join us
- Take ownership of a specialised Equipment Finance risk portfolio
- Influence credit quality governance and portfolio outcomes in a meaningful Line 2 role
- Be part of a collaborative valuesdriven Risk team
- Hobartbased opportunity with strong organisational support and longterm career potential
Ready To Appy
Applications must be submitted via link provided by Monday 6th April 2026. We are unable to accept resumes via email; however enquiries about the role are welcome at .
Employment with MyState is subject to background checks including Bankruptcy Police and Credit check to verify your suitability to work in the finance sector. We are an equal opportunity employer committed to creating an inclusive work environment where everyone is valued.
Required Experience:
Manager
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