Sr. Business Director, Commercial Fraud Strategy

Summary:

As a Senior Business Director at Capital One you will apply your strategic and analytical skills to major company challenges. Youll lead and team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight encourages you to take on new responsibility promotes continuous learning and rewards innovation.

Team Description:

The Commercial Fraud Strategy team plays the crucial role of protecting Capital Ones Commercial Banking clients from fraud in an ever changing environment. This team oversees the development and implementation of strategies tools and technologies to balance customer experience with fraud risks and losses with an eye on both existing and emerging fraud mechanisms. The team has a mandate to focus on limiting asymmetric risks and stay ahead of emerging fraud trends while being well-managed and driving a streamlined customer experience.

The team partners across strategy product operations and enterprise risk groups as well as the enterprise-wide fraud defense community to drive continuous improvements. The team is also responsible for influencing and educating our partners and clients to enable uptake of best-in-class products and processes to ultimately strengthen and reinforce our overall Commercial fraud risk posture.

About the Role:

The Head of Commercial Fraud will lead a sizable team of analysts and risk associates. (S)he will be responsible for defining Commercials fraud strategy and executing against a bold agenda. (S)he will partner across the enterprise-wide fraud community and other valuechain stakeholders (strategy ops product risk etc.) to drive commercial fraud priorities including implementing strategies using shared resources. (S)he will be responsible for leading the team across processes associated with managing the multiple underlying fraud programs (interacting with 2nd line risk group managing to the required ratings audits and defining operating procedures). (S)he will also be the main representative to educate our clients client-facing teams and other partners on fraud trends and best practices to holistically protect both Capital One and our customers.

General responsibilities:

• Commercial Fraud Expertise: Deep expertise in Commercial Fraud and emerging trends in fraud schemes as well as best-in-class protections. Demonstrated thought leadership in designing and implementing effective fraud defenses infrastructure with an eye to asymmetric risks

• Strategic Leadership: Develop business and fraud defense strategies that will drive growth profitability and competitive success for Capital One in the face of shifting customer and regulatory demands

• Operating Model Design: Proven ability to analyze complex business functions design efficient operating models and develop long-term strategic roadmaps

• Data Science & Machine Learning: Strong understanding of data science concepts including machine learning statistical modeling and predictive analytics. Demonstrated experience leading teams that deliver fraud risk models in a financial services context is a significant plus.

• Partnership: Partner with Product Managers Design Engineering Sales Operations and others to deliver an effective continuously enhanced fraud defense infrastructure for Commercial Bank and its clients

• Execution: Coordinate across Capital One to manage and sequence delivery of Commercial fraud defenses intent build defense requirements and execute against defense strategy. Oversee multiple projects and programs concurrently

• Strong Executive Communication: Impeccable written and oral communication credentials. Ability to effectively communicate complex technical and strategic concepts to a wide range of audiences including senior executives regulators and technical teams. Strategic influencing skills and the ability to drive agreement through intellect interpersonal and negotiation skills

• Solid People Leadership Experience: Demonstrated experience in building and leveraging the capabilities of large diverse high-performing teams as well as business partners across the enterprise. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One.

• Clear Results Orientation: Display an intense focus on achieving both short and long term goals. They should be able to drive and execute an agenda in an uncertain and fluid environment. Should foster innovation drive critical decisions and hold business partners accountable

• Strategic; Analytic Orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation

• Strong Business Judgment Leadership and Integrity: Should be a tenacious decision maker able to bring a healthy aggressive yet responsible approach to business

• Successful track record of thriving in a fast paced entrepreneurial and dynamic environment. Previous consulting experience is a plus

Basic Qualifications:

Bachelors Degree in any quantitative field (Business Math Economics Finance Statistics Science Engineering)
At least 2 years of experience in Credit risk
At least 2 years of experience in People management
At least 2 years of experience in Strategic consulting
At least 2 years of experience in Quantitative analysis
At least 2 years of experience in Business development

Preferred Qualifications:

Masters Degree in Business Administration (MBA) Engineering Management or Finance
PMP CFA FRM CPA
At least 5 years of experience in Credit risk
At least 5 years of experience in People management

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).