Payments Technical Consultant

Job Title: Payments Technical Consultant

Duration: 12-months

Location: : Atlanta GA (Day 1 Onsite)

JOB DESCRIPTION

How Youll Help Us

• As a Financial Services Consulting Senior Technical Consultant your role is pivotal in advancing our firms capabilities and achieving strategic objectives. By leveraging your skills leadership capabilities and industry knowledge you will:
• Drive our firms growth
• Deliver superior client value
• Shape the future of payments and the payments experience
• Together we will innovate achieve excellence and create lasting impact in the financial services industry. Heres how your expertise and leadership will contribute to our success:
• Digital Payment and Customer Experience Expertise
• Bring payments expertise including experience with Payment APIs payment platforms and industry-leading customer experience in payments. Your proficiency will drive the design and implementation of robust scalable payment solutions that enhance our service offerings and meet client needs effectively.
• Innovation and Thought Leadership
• Contribute to our firms thought leadership by introducing innovative ideas best practices and emerging technologies. Your insights into market trends and technological advancements will position us as a leader in the financial services consulting industry.
• Problem Solving and Solution Design
• Provide guidance and support through all project phases-from ideation and design to testing and implementation. Your analytical rigor and problem-solving skills will drive operational efficiencies mitigate risks and ensure successful project outcomes.
• Client Satisfaction and Loyalty
• Uphold our commitment to exceptional client service and satisfaction. Your dedication to delivering high-quality solutions and exceeding client expectations will strengthen our reputation and position us as a preferred partner in payments consulting.

Why the Role Is Important

The Technical Consultant plays a pivotal role in bridging the gap between technology and business operations within the dynamic payments ecosystem. By ensuring the stability efficiency and functionality of money movement products this role supports seamless payment processes that are essential to the financial services industry. The engineers expertise in troubleshooting migrations and configurations directly influences clients ability to innovate while maintaining compliance and security an industry where technological transformation drives competitive advantage this position is instrumental in fostering client trust enhancing operational performance and positioning NTT DATA America as a leader in payments platforms.

Once You Are Here You Will

Program ownership & governance

• Delivery program vision scope operating model and success metrics; maintain the multi release roadmap and benefits case.
• Administer governance (steerco RAID stage gates) ensure audit ready documentation (e.g. SOX/SOC1 controls) and manage budgets of amount with clear capex/opex tracking.
• Lead change management across Technology Operations Treasury Retail/Commercial Banking Risk Compliance Finance and Customer Support.

Payments domain delivery

• Deliver capabilities across wires/SWIFT ACH/SEPA real time rails (e.g. RTP/FedNow/SEPA Instant/FPS) card networks (Visa/Mastercard) and cross border (gpi/ISO 20022).
• Orchestrate migration to ISO 20022 (including high/low value payments) scheme certifications and market infrastructure testing.
• Stand up/upgrade payment hub orchestration and clearing adapters; improve STP exception handling reconciliation and intraday liquidity visibility.
• Coordinate fraud AML sanctions screening tokenization authorization routing chargeback/dispute flows and customer/merchant onboarding implications.

Risk controls & compliance

• Ensure adherence to PCI DSS AML/KYC sanctions/OFAC (or local equivalent) Reg E/PSD2 SCA (as applicable) data privacy and internal model governance.
• Drive NFRs: resilience (RTO/RPO) observability throughput/latency SLOs BCP/DR and incident/problem management improvements.

Vendor & partner management

• Lead RFI/RFPs and contract negotiations for payment hubs gateways fraud tools and network connectivity (e.g. SWIFT Service Bureau TCH central bank).
• Manage SIs/partners against milestones SLAs and acceptance criteria.

Delivery & engineering collaboration

• Plan and sequence releases across multiple feature teams; balance Agile/SAFe and stage gate controls.
• Align architecture on APIs/microservices eventing (e.g. MQ/Kafka) batch vs. real time flows and core banking integration.
• Oversee cutover plans market dress rehearsals scheme certification and hypercare.

Basic Requirements

• Bachelors degree in Computer Science Engineering or a related field
• 3 years of experience working on project teams and delivering payments modernization projects
• 3 years of experience with business and technology for payments rails such as ACH Wire Card RTP FedNow
• 2 years of experience with emerging payment areas of focus (including Real Time Payments Mobile Wallets Payment Hubs ISO 20022 Standards and Open Banking etc.)

Additional Requirements

• Technical background in payments systems including card networks payment schemes and payment processing technologies
• Knowledge of industry standards regulations and best practices including PCI-DSS EMV ISO8583 and ISO 20022

Preferences

Consulting industry experience

Ideal Mindset:

• Strong analytical and problem-solving skills with an attention to detail and the ability to troubleshoot complex issues
• Ability to work independently and as part of a team
• Excellent communication and interpersonal skills with the ability to work effectively with internal teams and stakeholders
  
  
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