Area Collections Manager SME Collections Coimbatore

Financial Services

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profile Job Location:

Coimbatore - India

profile Monthly Salary: Not Disclosed
Posted on: 21 hours ago
Vacancies: 1 Vacancy

Job Summary

Key Result Areas

Supporting Actions

Achieve collections targets

  • Minimize credit losses for portfolio
  • Drive higher resolution rates.
  • Daily monitoring and regular reviews of delinquent portfolio
  • Work with non-performing defaulting borrowers to create optimum recovery solutions

Portfolio review and monitoring

  • Monitor customer accounts flagging likely cases of default or delayed payment
  • Provide regular inputs to Management and all the other stakeholders such as Sales Risk Policy Team on various aspects of collections resolution and delinquency trends Negative Areas Negative Profile Non-Starters SKIPs Fraud Cases etc.

Compliance and audit

  • Maintain all documentation related to the collections process in accordance with internal norms and regulatory requirements
  • Respond to customer complaints regarding the collections process taking steps to ensure a satisfactory outcome for both ABCL as well as its customers
  • Participate in periodic audits of the collections teams

Customer escalations and complaints

  • Coordinate with the legal team and senior management in the event of escalated cases to ensure compliance with relevant regulations

Relationships:

Relationship Type

Frequency

Nature

Internal

Regional Collections Manager / Area Collections Manager

Daily / regular

Portfolio update and alignment of strategy and activities

Credit/ Policy Teams

Weekly

Updation of Collections Cases MIS Bounce details etc. Updates on policy changes.

Legal Team

As needed

Escalations customer complaints

External

Collections Agencies and Vendor Partners

Regular

Visits / discussions on portfolio; Reviews case updates exception reporting

Customers

As needed

Escalations and follow-ups


Required Experience:

Manager

Key Result AreasSupporting ActionsAchieve collections targetsMinimize credit losses for portfolioDrive higher resolution rates.Daily monitoring and regular reviews of delinquent portfolioWork with non-performing defaulting borrowers to create optimum recovery solutionsPortfolio review and monitoring...
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Key Skills

  • Sales Experience
  • Direct Sales
  • retail Experience
  • Hospitality Experience
  • Management Experience
  • Process Improvement
  • Outside Sales
  • Team Management
  • Kaizen
  • Leadership Experience
  • Public Speaking
  • Supervising Experience

About Company

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Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.

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