Key Result Areas | Supporting Actions |
|---|
Achieve collections targets | - Minimize credit losses for portfolio
- Drive higher resolution rates.
- Daily monitoring and regular reviews of delinquent portfolio
- Work with non-performing defaulting borrowers to create optimum recovery solutions
|
Portfolio review and monitoring | - Monitor customer accounts flagging likely cases of default or delayed payment
- Provide regular inputs to Management and all the other stakeholders such as Sales Risk Policy Team on various aspects of collections resolution and delinquency trends Negative Areas Negative Profile Non-Starters SKIPs Fraud Cases etc.
|
Compliance and audit | - Maintain all documentation related to the collections process in accordance with internal norms and regulatory requirements
- Respond to customer complaints regarding the collections process taking steps to ensure a satisfactory outcome for both ABCL as well as its customers
- Participate in periodic audits of the collections teams
|
Customer escalations and complaints | - Coordinate with the legal team and senior management in the event of escalated cases to ensure compliance with relevant regulations
|
Relationships:
Relationship Type | Frequency | Nature |
Internal |
|
|
Regional Collections Manager / Area Collections Manager | Daily / regular | Portfolio update and alignment of strategy and activities |
Credit/ Policy Teams | Weekly | Updation of Collections Cases MIS Bounce details etc. Updates on policy changes. |
Legal Team | As needed | Escalations customer complaints |
External |
|
|
Collections Agencies and Vendor Partners | Regular | Visits / discussions on portfolio; Reviews case updates exception reporting |
Customers | As needed | Escalations and follow-ups |
Required Experience:
Manager
Key Result AreasSupporting ActionsAchieve collections targetsMinimize credit losses for portfolioDrive higher resolution rates.Daily monitoring and regular reviews of delinquent portfolioWork with non-performing defaulting borrowers to create optimum recovery solutionsPortfolio review and monitoring...
Key Result Areas | Supporting Actions |
|---|
Achieve collections targets | - Minimize credit losses for portfolio
- Drive higher resolution rates.
- Daily monitoring and regular reviews of delinquent portfolio
- Work with non-performing defaulting borrowers to create optimum recovery solutions
|
Portfolio review and monitoring | - Monitor customer accounts flagging likely cases of default or delayed payment
- Provide regular inputs to Management and all the other stakeholders such as Sales Risk Policy Team on various aspects of collections resolution and delinquency trends Negative Areas Negative Profile Non-Starters SKIPs Fraud Cases etc.
|
Compliance and audit | - Maintain all documentation related to the collections process in accordance with internal norms and regulatory requirements
- Respond to customer complaints regarding the collections process taking steps to ensure a satisfactory outcome for both ABCL as well as its customers
- Participate in periodic audits of the collections teams
|
Customer escalations and complaints | - Coordinate with the legal team and senior management in the event of escalated cases to ensure compliance with relevant regulations
|
Relationships:
Relationship Type | Frequency | Nature |
Internal |
|
|
Regional Collections Manager / Area Collections Manager | Daily / regular | Portfolio update and alignment of strategy and activities |
Credit/ Policy Teams | Weekly | Updation of Collections Cases MIS Bounce details etc. Updates on policy changes. |
Legal Team | As needed | Escalations customer complaints |
External |
|
|
Collections Agencies and Vendor Partners | Regular | Visits / discussions on portfolio; Reviews case updates exception reporting |
Customers | As needed | Escalations and follow-ups |
Required Experience:
Manager
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