EIC Analyst (Credit Analyst)

Coface

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profile Job Location:

Bengaluru - India

profile Monthly Salary: Not Disclosed
Posted on: 30+ days ago
Vacancies: 1 Vacancy

Job Summary

MISSION :

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.

MAIN RESPONSIBILITIES:

 Enhanced Information handling:

  • Evaluate the financial statements of both public and private companies for stability profitability liquidity and solvency
  • Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected
  • Process added value tasks linked to worklists and e-mail exchange with Underwriting
  • Manage complex financial links and ensures FRGs are respected
  • Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise. Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions
  • Monitor risk and update assessments upon receipt of alert from external sources
  •  Achieve target objectives in respect of production and coverage ratio of DRA
  • Produce Debtor visit report (DVR) and Make sure DVR quantity and coverage ratio is in line with group requirement DVR should be completed with high quality and customer (internal & external) complains on DVR should not be more than 2%
  • Monitor sensitive files send warnings on specific events to Underwriting
  • React to Claims activity by adjusting the DRA
  • Other ad-hoc projects as required

Communication:

  • To be part of buyer calls along with Local EIC where applicable for obtaining financial and business information in order to assess their current situations
  • Liaise with local information provider (reviews inquiries) and help to control the budget
  • Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues 
  • Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure particularly when a DRA is downgraded and exposure is significant
  • Reporting/discussion with regional team whenever any ad-hoc issues/ support required

Compliance:

  •  Ensure compliance with regulations and procedures as laid down by Coface and external regulators

Qualifications :

  • Graduate/Post graduate required with a concentration in Finance or equivalent
  • Minimum 3 years work experience in the financial field desirable (Banking financial services or credit department)
  • Candidates with experience in assessing Asian companies will be given priority

Additional Information :

  • Flexible working model after the 1st month
  • Great place to work: central and modern office 
  • Opportunities to learn: budget every year for training languages platform e-learning platform dedicated development program
  • Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company one of the world leaders in its field
  • Health care

Remote Work :

No


Employment Type :

Full-time

MISSION :To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposu...
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Key Skills

  • Financial Statement Preparation
  • Credit Analysis
  • Cash Flow Analysis
  • Math
  • Banking
  • Analysis Skills
  • UCC Law
  • Underwriting
  • Financial Analysis
  • Financial Modeling
  • Financial Report Interpretation
  • Word Processing

About Company

Coface is a team of 4,500 people of 78 nationalities across nearly 60 countries, all sharing a corporate culture across the world. Together, we work towards one objective: facilitating trade by helping our 50,000 corporate clients develop their businesses.With 75 years of experience, ... View more

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