Area Sales Manager - Unsecured Business Loans
Area Sales Manager - Unsecured Business Loans
Posted on :
19-07-2025
Employer Active
1 Vacancy
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Job Description
Are you a seasoned sales professional with a strong background in business loans and team leadership Were hiring an Area Sales Manager for one of Indias leading private sector banks to lead and scale a high-performing team focused on working capital term loans project finance and unsecured business loans for SME clients.
Key Responsibilities:
- Client Relationship Management: Foster strong relationships with existing clients to ensure income stability and explore new avenues for growth while identifying opportunities to cross-sell and upsell products.
- Deal Structuring: Leverage credit knowledge and product expertise to structure and implement innovative deals in working capital term loans and project finance driving competitiveness and client value addition.
- Business Development: Collaborate with Business Banking teams to originate new business increase book size and manage trade finance and cash management services.
- Team Management: Lead a team of Sales Managers to drive business growth from branches channel partners and direct markets.
Key Deliverables:
- Acquire and maintain a portfolio of business loan clients
- Perform financing activities tailored to customer requirements
- Achieve individual targets while maintaining high service standards and compliance
Required Skills:
- Strong negotiation and relationship management skills
- Ability to analyze complex problems and make effective decisions
- Credit knowledge: financial analysis (loss rating PAT etc.)
- Process optimization skills to improve performance
Qualifications:
- Postgraduate degree preferred
- 8-10 years of relevant work experience in business banking or a similar domain
- Prior experience in channel management for similar products is desirable
Employment Type
Full-time
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