Lead Financial Crimes Investigator - Enhanced Due Diligence

Location:

The EDD Lead Investigator is a role within the Banks BSA/AML Customer Due Diligence Unit. This role is primarily responsible for performing the initial and periodic due diligence review of high-risk clients. These high-risk reviews encompass evaluating the risk factors that result in a high client score performing negative media searches using Bank and internet resources ensuring required account documentation is current and analyzing account activity. The EDD Investigator will also be required to interface with relationship managers as necessary to obtain additional information or documentation. Moreover the role is required to complete these high-risk reviews according to established SLA timeframes document the outcome and conclusions of each review and to escalate for further review any clients with unusual activity.

EDD Lead Investigators should have prior direct due diligence experience or relevant experience in related fields such as AML/Fraud as they will be expected to leverage prior experience in being a resource for the team.

Essential Job Functions:

Conducting and decisioning investigations and/or reviewing for quality alerts related to suspicious activity or customer transaction and behavior patterns along with identifying potential onboarding and retention risk.
Works independently with limited supervision from manager.
Working investigations or reviewing for quality alerts while verifying/validating customer information and transaction activity via internal and external systems based on scenario or customer type

Demonstrate strong investigative/analytical skills and be able to formulate and clearly articulate a supportable rationale behind the outcome of an investigation/review (i.e. SAR or customer retention decision) while complying with departmental procedures.

Partner with the Lines of Business (LOB) to clarify and document risk factors associated with a client or banking relationship and/or resolve matters where the supporting documentation does not adequately describe risk associated with a client.
Develop strong rapport and communication with Compliance/LOB partners.
Identify and escalate information stemming from analysis and review that appears to be conflicting or inconsistent with a customers profile.
Identify opportunities to improve the effectiveness and/or efficiency of policies procedures and/or processes and make the appropriate recommendations to management and take part in implementation

Qualifications:

High school diploma or equivalent
Minimum of two - three years of investigative relevant banking customer contact and/or law enforcement experience.
Knowledge of anti-money laundering laws regulations and guidance (BSA KYC etc.)
Strong oral and written communication skills. Strong analytical ability. High degree of organizational skills.

Preferred Qualifications:
Bachelors degree in business administration criminal justice intelligence studies or other related field of study
Relevant Certifications (i.e. Certified Anti Money Laundering Specialist - CAMS certification Certified Fraud Examiner - CFE or other accredited related industry certification)

Key has implemented a role-based Mobile by Design approach to our employee workspaces dedicating space to those whose roles require specific workspaces while providing flexible options for roles which are less dependent on assigned workspaces and can be performed effectively in a mobile environment. As a result this role may be mobile or home based which means you may work either at a home office or in a Key facility to perform your job duties.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $52000.00 to $68000.00annually depending on job-related factors such as level of experience. Compensation for this role also includeseligibility forshort-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please clickherefor a list of benefits for which this position is eligible

Please click here for a list of benefits for which this position is eligible.