Relationship Officer-Credits
Relationship Officer-Credits
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Job Description
Kerala North Region (Thrissur/ Palakkad /Calicut)
Experience: 5 Years of experience in Banking Sector
Salary: Up to 40000/month Incentives (Negotiable based on current package and experience)
About the Role
We are looking for dynamic and experienced Relationship Officers with a strong understanding of capital markets to join our Credit Division. The role focuses on selling Loan Against Shares (LAS) and Loan Against Mutual Funds (LAMF) while developing and managing high-value client relationships.
Responsibilities
Acquire new clients through cold calling referrals and networking.
Promote and sell financial products including LAS and LAMF.
Build long-term client relationships and ensure high levels of customer satisfaction.
Conduct market research to stay updated on customer needs competitor products and industry trends.
Prepare customized financial proposals and present suitable solutions to prospective clients.
Achieve sales targets and contribute to regional business growth.
Liaise with internal teams (operations credit customer service) for smooth processing.
Requirements
- Graduation is mandatory.
- Minimum 5 10 years of experience in Banking sales roles.
- Strong knowledge of capital markets LAS and Mutual Fund-linked loan products.
- Excellent communication interpersonal and negotiation skills.
- Willingness to travel across assigned regional locations.
Benefits
- Health insurance
- Provident Fund
Sales, negotiation
Education
Degree Mandatory,
Employment Type
Full Time
