Underwriter, Financial Lines

Time Type: Full time

Worker Type: Employee

Responsible for underwriting activities and P&L responsibility of the various products (i.e. Marine Property and Engineering products Financial Lines and Liability Accident and Health Motor Workers Compensation SME and Home etc.) and managing UW relationship with intermediaries and business partners in the area of underwriting service delivery product development and innovation.

Role Highlights

• Hong Kong Hybrid and permanent role

• Happy to talk flexible working

The Opportunity

Are you ready to take ownership of a diverse underwriting portfolio and help drive profitable growth in Hong Kongs insurance market In this role youll make a meaningful impact by shaping underwriting decisions strengthening broker and partner relationships and supporting strong governance across key product lines. Youll be part of a collaborative team where your technical expertise and market insight will directly contribute to QBEs growth and customer outcomes.

About QBE

At QBE we get to the heart of what matters for our customers. And we do it all with a human touch.

Were an international insurer with more than 13000 people working across 26 countries which means were big enough for your ambitions yet small enough for you to make a real impact. Its an exciting time. Were building momentum towards our vision to become the most consistent and innovative risk partner.

What if you could have a positive impact at work and in the world As part of the QBE team youll get to spend every day working with people who are passionate talented and kind.

Your New Role

• Underwrite Financial Lines business in accordance with the approved business plan underwriting standards delegated underwriting authority and all applicable legal and regulatory requirements

• Assess new business and renewal risks including pricing terms and conditions to support profitable and sustainable portfolio growth

• Manage and develop strong relationships with brokers intermediaries business partners customers and internal stakeholders to deliver high-quality underwriting service and support business objectives

• Contribute to the development and delivery of the Financial Lines portfolio plan including renewal retention new business opportunities and overall portfolio performance

• Maintain a strong understanding of market dynamics competitor activity emerging risks and product developments within Financial Lines

• Apply sound underwriting judgement risk assessment techniques pricing tools and portfolio insights to support consistent decision-making

• Ensure all underwriting activities are completed in line with QBE policies governance requirements underwriting authorities internal controls and audit expectations

• Maintain accurate underwriting records documentation and reporting to support transparency compliance and effective portfolio management

• Participate in relevant meetings and contribute to the sharing of technical knowledge best practice and market insights across the team

• Continue to develop technical expertise in Financial Lines underwriting relevant legislation regulatory requirements systems and organisational guidelines

About You

• Relevant experience in Financial Lines underwriting or a related commercial insurance discipline

• Sound understanding of underwriting principles risk assessment pricing considerations and policy terms relevant to Financial Lines

• Established relationships with brokers intermediaries or corporate clients would be highly regarded

• Strong awareness of market conditions emerging risks and regulatory considerations affecting Financial Lines business

• Strong analytical numerical communication negotiation and relationship management skills

• Ability to use underwriting systems pricing tools and data insights to support informed decision-making

• Good working knowledge of Microsoft Excel and other relevant underwriting or business systems

Benefits

We offer a range of benefits to help provide holistic support for your work life whatever your circumstances. As a QBE employee you will have access to and benefit from:

• Hybrid Working a mix of working from home and in the office to enhance your work/life balance

• Life Leave supporting the life events we all experience leaving your annual leave for rest

• Free holistic wellbeing coaching nutritional confidential counselling financial and legal advice

Awards & Recognition

We value our employees experience with us and are proud to have been recognised for the following awards:

• Qorus Reinvention Awards APAC 2025: Gold winner in the ESG category

• Digital Insurance Awards APAC: Digital Insurance - Insurer Leader 2025

• HKB Technology Excellence Awards: Automation - Insurance

How to Apply

If youre looking for a career that combines your expertise and your empathy click Apply today.

Your career. At the heart of it.

Skills:

Adaptability Analytical Thinking Collaboration Tools Communication Critical Thinking Customer Service Insurance Risk Analysis Insurance Underwriting Intentional collaboration Managing performance Portfolio Management Regulatory Compliance Risk Management Stakeholder Management Underwriting Analysis

How to Apply:

To submit your application click Apply and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.