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Payment Product Manager (Clearing & Settlement)
Job Location:
Monthly Salary:
Posted:
29 May 2026 (30+ days ago)
Posted:
Application Deadline:
14 September 2026
Application Deadline:
Vacancies:
1 Vacancy
Vacancies:
Job Summary
Binance is a leading global blockchain ecosystem behind the worlds largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300 million people in 100 countries for our industry-leading security user fund transparency trading engine speed deep liquidity and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education research payments institutional services Web3 features and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
Responsibilities:
- Responsible for the product design and iteration of the companys payment middle platform order system and clearing module in Europe and Latin America serving as the main person in charge of the companys core payment infrastructure product line.
- Drive the product development roadmap and execution for the global fiat payment platform focusing on backend capabilities.
- Lead the design of the full lifecycle management system for orders: order creation status transition timeout handling and reconciliation closed loop.
- Design the clearing system: T0/T1 settlement schemes multi-currency reconciliation rules error handling and fund verification.
- Recommend integration strategy for global payment channels (PSPs bank rails local payment methods) ensuring scalable and standardized integration frameworks.
- Build and optimize core system modules including transaction lifecycle management success rate optimization latency reduction and failure handling.
- Partner with engineering risk compliance and finance teams to design robust systems for settlement reconciliation and fund flow management.
- Drive platform-level improvements to support global scalability including multi-region architecture localization frameworks and system abstraction.
- Define and monitor key system metrics (e.g. success rate latency reliability) and drive continuous optimization through data and experimentation.
- Collaborate with internal product teams (e.g. wallet account growth infrastructure) to ensure seamless integration of payment capabilities across the ecosystem.
- Act as a strong individual contributor proactively identifying system gaps and driving end-to-end execution in a complex environment.
Requirements:
- 610 years of product management experience preferably in payments fintech or platform/infrastructure products.
- Strong experience in payment systems such as payment orchestration transaction platforms or cashier/back-end payment systems.
- Deep understanding of payment lifecycle including routing retries success rate optimization and failure handling.
- Familiarity with backend system design and APIs; comfortable working closely with engineering teams on system architecture.
- Strong analytical and data-driven mindset with experience using metrics to guide product decisions.
- Proven ability to manage complex cross-functional projects in a global or multi-region environment.
- Strong ownership structured thinking and ability to operate independently in a fast-paced environment.
Nice to Have:
- Experience with global payment methods and bank rails (e.g. ACH SEPA FPS PIX UPI) or large-scale PSP integrations.
- Understanding of settlement reconciliation ledger systems or fund flow design.
- Familiar with settlement models (gross/net) TN clearing cycles and foreign exchange processing logic.
- Experience in transaction platforms wallet systems or payment infrastructure.
- Exposure to Web3 / crypto / exchange products or strong interest in the space.
- Experience working on high-throughput high-reliability backend systems.
Why Binance
Shape the future with the worlds leading blockchain ecosystem
Collaborate with world-class talent in a user-centric global organization with a flat structure
Tackle unique fast-paced projects with autonomy in an innovative environment
Thrive in a results-driven workplace with opportunities for career growth and continuous learning
Competitive salary and company benefits
Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)
Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
By submitting a job application you confirm that you have read and agree to our Candidate Privacy Notice.
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
Required Experience:
IC
About Company
Binance is a blockchain ecosystem comprised of Exchange, Labs, Launchpad, Info, Academy, Trust Wallet, and Blockchain Charity Foundation (BCF). Binance Exchange is one of the fastest and most popular cryptocurrency exchange platforms in the world, capable of processing over 1.4 millio ... View more
