VP, Risk (Fraud Strategy & Analytics)

As a Vice President Risk (Fraud Strategy & Analytics) youll help drive Concora Credits Mission to enable customers to Do More with Credit every single day.

The impact youll have at Concora Credit:

Located in Beaverton Concora Credit has built a stellar reputation in the consumer finance space over the last 25 years. We focus on our core competencies: excellent customer service analytics technology underwriting and execution in delivering financing products designed to meet the needs of consumers with less-than-perfect credit histories. We offer our credit products at very competitive rates and simple terms and deliver exceptional customer service. Were focused on growth and we need your help to succeed!

We hire people not positions. Thats because at Concora Credit we put people first including our customers partners and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today we have helped millions of customers access credit. Our industry leadership resilience and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship were looking to expand our team and are looking for people who foster innovation strive to make an impact and want to Do More! Were an established company with over 20 years of experience but now were taking things to the next level. Were seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

As our Vice President Risk (Fraud Strategy & Analytics) you will:

• Lead the fraud strategy analytics and modeling team to enhance Concora Credits capabilities in the fraud risk space.
• Guide coach and motivate the team consisting of different skill levels from Analysts to a Director.
• Own fraud strategy for identity fraud and for existing account fraud (transaction fraud paymentfraud and account takeover) in the credit card and private label business space.
• Have a strong sense of ownership guided by the objective of minimizing fraud losses while driving continuous customer experience improvements.
• Design and enhance the fraud strategy roadmap for the organization.
• Partner with risk leadership different business and operational organizations and drive rapid change across the organization.
• Effectively be on top of and communicate the state of fraud and updates/recommendations to key stakeholders.
• Be well-versed in the latest data modeling techniques technologies and solutions effective in fighting fraud.
• Evaluate and implement new data/solutions to improve fraud defenses.
• Have cutting-edge knowledge of all fraud-related items (past present and how the future is likely to evolve) in the consumer credit space.
• Be familiar with statistical/ ML modeling techniques leveraged in fraud risk modeling and be able to guide the data scientists and analysts towards optimal outcomes.

These duties must be performed with or without reasonable accommodation.

We know experience comes in many forms and that many skills are transferable. If your experience is close to what were looking for consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Requirements:

• Bachelors degree or equivalent experience. Advanced degree in Statistics Econometrics Mathematics Engineering Financial Engineering Operations Research Physics or Technology preferred.
• 10 years experience in the consumer lending industry.
• 5 years of hands-on experience with fraud strategy and analytics preferably in the consumer credit space.
• 5 years of experience/familiarity with statistical analysis tools and data software languages such as SAS R Python SQL and Excel.
• 5 years of experience managing a team with analysts and data scientists.
• Solid understanding and knowledge of retail or consumer lending businesses.
• Very strong analytical strategic and white space thinking skills.
• Ability to communicate effectively and influence others across functions.

Whats In It For You:

• Medical Dental and Vision insurance for you and your family
• Relax and recharge with Paid Time Off (PTO)
• 6 company-observed paid holidays plus 3 paid floating holidays
• 401k(after 90 days) plus employer match up to 4%
• Pet Insurance for your furry family members
• Wellness perks including onsite fitness equipment at both locations EAP and access to the Headspace App
• We invest in your future through Tuition Reimbursement
• Save on taxes with Flexible Spending Accounts
• Peace of mind with Life and AD&D Insurance
• Protect yourself with company paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.

Employment-based visa sponsorship is not available for this role.

Concora Credit is an equal opportunity employer (EEO).

Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and if applicable based on your location how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data including any requests to exercise your legal rights referred to at the end of this notice please contact .