Head, Product, Structured Trade & Commodity Finance

Own the Structured Trade and Commodity Finance portfolio (STFC) (pre-export finance borrowing base facilities inventory backed lending and other asset backed solutions) ensuring commercial scalability within risk appetite disciplined capital usage and compliance with regulatory/credit frameworks.

Essential Function:

• Define and maintain the strategic product architecture for STCF including product constructs collateral frameworks eligibility criteria and appropriate asset coverage models.
• Develop methodologies margining rules covenant structures reporting standards and utilisation mechanisms aligned to client risk profiles and credit appetite.
• Lead full lifecycle management of the STCF product suite from origination and structuring to execution monitoring enhancement and exit.
• Establish and maintain governance frameworks including deal templates security packages perfection requirements collateral control standards and operational risk thresholds.
• Define and monitor portfolio limits across countries obligors commodities and ecosystems ensuring alignment with concentration sovereign and counterparty risk appetites.
• Develop deal structuring playbooks and pricing frameworks that support consistent origination competitive positioning and alignment with client value propositions.
• Drive commercialisation of STCF across target industries markets and client segments including development of distribution strategies (e.g. risk participation insurance wraps).
• Support Coverage and Sales teams in engaging anchor clients expanding into ecosystems and positioning STCF as a strategic enabler of trade flows and working capital needs.
• Monitor portfolio performance across riskadjusted returns RWA intensity impairment trends collateral health and earlywarning triggers.
• Drive productlevel capital optimisation by designing structures that balance commercial outcomes risk appetite regulatory capital liquidity and return hurdles.
• Lead proactive portfolio interventions including restructuring covenant resets margining adjustments and collateral enhancements to protect asset quality and meet P&L expectations.
• Champion digitisation and technology enablement across STCF including solutions for collateral tracking realtime monitoring data ingestion and earlywarning insights.
• Introduce automation and workflow simplification for borrowing base reporting compliance checks release processes and operational controls.
• Enhance endtoend execution quality by reducing timetoclose improving client onboarding efficiency and strengthening crossfunctional delivery.
• Elevate documentation standards legal robustness and enforceability through consistent templates clear structuring notes and rigorous credit alignment.
• Provide oversight during execution to ensure adherence to risk frameworks operational readiness collateral controls and postdeal monitoring standards

Qualifications :

Type of Qualification: First Degree
Field of Study: Business Commerce

Experience Required

• • Must 5 to 7 years experience in structured trade and commodity finance
  • Experience in leading a team within structured trade and commodity finance
  • Experience in implementing systems and product solutions within structured trade and commodity finance.
  • Must have advanced understanding of structured trade and commodity finance and Transaction Banking with broad operational and strong functional skills.

Solutioning
Transaction Banking
More than 10 years
Champions the simplification of Solutioning ways of working to enable better and faster client outcomes across multiple  jurisdiction

More than 10 years
Comprehensive understanding of the overall firm and competitive environment and broad knowledge across multiple functions and business lines

More than 10 years
Demonstrate a track record of identifying and driving opportunities to expand and shift the market with new and alternative solutions aligned to current and future clients needs. 

More than 10 years
Demonstrates knowledge of the macro context working across multiple jurisdictions. Assimilates and applies knowledge to identify plan and solution for multiple clients

More than 10 years
Develops clear solution value proposition aligned to client needs and focused on creating differentiated client experience and value.

More than 10 years
Drive and manage the display and understanding of the relevant legislation regulations and solution requirements within relevant geographies

More than 10 years
Formulates a compelling vision and clearly articulates the benefits and future applications of any solutions trends client impacts across the TxB solution landscape.

More than 10 years
Integrates CIB ESG priorities and strategic imperatives to embed an authentic approach that fosters sustainable profitability across the TxB landscape

More than 10 years
Manage continuous improvement of internal solutioning system address and guide team regarding trouble shooting errors and liaise with IT Department in case of technical issues and enhancements linked to operational requirements and compliance

Additional Information :

Behavioural Competencies:

• Challenging Ideas
• Convincing People
• Developing Strategies
• Directing People
• Embracing Change
• Exploring Possibilities
• Generating Ideas
• Making Decisions
• Providing Insights
• Pursuing Goals
• Seizing Opportunities
• Upholding Standards

Technical Competencies:

• Business Insights
• Client Business Case
• Market Analysis
• Operational Planning
• Product Development
• Product Knowledge (Trading Transacting)
• Risk Management
• Stakeholder Management
• Strategic Planning and Reporting
• Strategy Definition

Remote Work :

No

Employment Type :

Full-time