Director, Advisor and Sales Practices Risk Monitoring

The Opportunity: At Equitable we believe great things happen when we work together. Were a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If youre passionate about making a difference and growing your career in an inclusive and collaborative environment wed love to hear from you. Our culture is built on care passion and curiosity. We put people above all else strive to be our best and welcome new ideas to deliver positive outcomes. This role leads firstline advisor and sales practices risk management within Individual Insurance with divisionlevel accountability for designing and operating a robust monitoring framework embedded in the business. The Director assesses advisor practices sales behaviours and emerging distribution risksparticularly supporting growth in largecase business and newtoEquitable advisorswhile maintaining strong collaborative relationships with key distribution partners and their compliance teams. Using a strategic riskbased mindset the role balances disciplined growth with regulatory expectations Equitables risk appetite and client outcomes while serving as a trusted datadriven advisor to senior leadership. The position is initially an individual contributor role with the potential to evolve into a peopleleader as scope and complexity one of the regions top employers and be part of something that truly makes a Arrangements: This is a hybrid role. You will work in our office in Waterloo ON a minimum of two (2) assigned consecutive days every other week plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum youll do:Act as the firstline steward of advisor practice risk for Individual Insurance with accountability for protecting Equitable from financial regulatory and reputational riskEstablish and own clear monitoring standards risk segmentation and escalation protocols to support rapid growth in new and unfamiliar advisor business particularly within Par WealthDesign implement and continuously evolve the advisor practices monitoring framework including onboarding assessments ongoing surveillance and defined escalation thresholdsProvide independent firstline challenge to distribution practices while maintaining constructive trusted business partnershipsIdentify monitor and assess advisor sales behaviours trends and emerging risks using datadriven and analytical techniquesBuild and maintain strong working relationships with distribution partners (including MGAs WFG Asian market MGAs and National Accounts) as well as their backoffice and compliance teams to enable proactive identification escalation and resolution of advisor practice and sales conduct risksReinforce Equitables risk standards and expectations across advisor distribution relationshipsDevelop and maintain executive dashboards and reporting that clearly articulate risk exposure trends insights and outcomesOwn and govern the Large Case Waiver and Exception framework including eligibility criteria approval authorities controls and escalation protocolsPresent clear actionable findings and recommendations to senior leadership and governance forumsPartner closely with Distribution Compliance Risk Legal Underwriting and Operations to address issues and implement corrective actionsServe as a subject matter expert on advisor practices risk providing guidance on complex sensitive or highrisk situationsDrive continuous improvement in monitoring processes controls governance and risk management practicesPromote a strong culture of risk awareness accountability and compliant growth across Individual InsuranceIdentify monitor and report on advisorrelated operational and financial risks including those arising from large case commission waivers ensuring controls are welldesigned operating effectively and periodically reviewed What youll bring:10 years of progressive experience in Individual Insurance with deep exposure to Distribution oversight Compliance Risk and/or Market Conduct functionsDeep understanding of the individual insurance market including current trends emerging risks and opportunities to strengthen the overall risk profile of the businessClientfirst mindset with the ability to anticipate challenges negotiate effectively and drive balanced practical outcomesIndepth knowledge of advisor distribution models sales practices and needsbased insurance selling principlesDemonstrated ability to identify emerging risks analyze complex data and translate insights into clear executivelevel recommendationsProven expertise in designing and operating monitoring frameworks including controls dashboards reporting and governance processesStrong understanding of regulatory expectations CLHIA guidance and market conduct risk within the Canadian life insurance landscapeDemonstrated capability to design establish and scale new or evolving functions with the judgment and leadership maturity to build processes governance and potentially lead a growing teamAbility to operate independently with sound judgment in ambiguous highimpact and fastmoving environmentsExceptional influencing presentation and executive communication skills with the ability to simplify complex topicsCredibility and confidence engaging senior leaders across Distribution Risk Compliance Legal and OperationsStrategic mindset with the ability to balance growth enablement while maintaining strong prudent risk management Whats in it for you:Career Growth: Regular learning sessions and developmentopportunitiesTotal Rewards: Incentive pay annual salary reviews employer-paid benefits and pensionmatchingTime Away: Competitive vacation plus one paid volunteer day each yearFlexibility: Healthy work-life balance with employee wellness always top of mind complemented by a dress for your day approachAt Equitable were committed to fair pay and an inclusive accessible hiring experience. If you need accommodations or alternative formats at any stage just reach out to us at Were happy to base pay will be based on your skills qualifications experience and addition to your salary this role is eligible for a discretionary annual incentive award tied to business performance plus a wide range of competitive benefits. If youre selected to move forward our Talent Acquisition team will walk you through all the details of our total rewards program so you know exactly whats To: Individual Insurance Pricing and Finance VP Department: Individual Insurance Term: Permanent Full-Time