Senior Credit Risk Analyst
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Job Location:
Monthly Salary:
Posted on:
9 hours ago
Vacancies:
1 Vacancy
Job Summary
Haventree Bank is a private Canadian Schedule 1 bank specializing in alternative mortgage programs and insured GIC deposits. We help hardworking Canadians from coast-to-coast achieve homeownership by offering flexible mortgage solutions. Our insured GIC deposits offer competitive rates and are available through a variety of wealth management platforms.
About Haventree Bank
Headquartered in Toronto Ontario Haventree Bank (Haventree) is a mission driven alternative mortgage lender. The name Haventree is representative of the banks mission to help its customers find a place of refuge and to lay down new roots for the future. Haventree exists to be a catalyst of financial security and upward mobility for Canadians who are underserved by the traditional financial system.
Position Summary:
Reporting to the Manager Credit Strategy the Senior Credit Analyst is responsible for supporting the assessment of credit risk within the credit portfolio and assisting in the development maintenance and application of Haventree Banks credit risk policies including the Residential Mortgage Underwriting Policy (RMUP). This role contributes to analytical work supporting credit risk models portfolio monitoring and quality assurance activities ensuring that credit decisions and practices align with established policies and risk appetite.
Major Duties & Responsibilities:
- Support the ongoing maintenance and application of Haventrees credit risk policies including the Residential Mortgage Underwriting Policy (RMUP) ensuring they remain current and effective.
- Develop dashboards and perform analytical work related to portfolio concentration loan losses and other credit-related metrics to assess risks within the credit portfolio.
- Contribute analysis and insights to the Credit Working Group and to credit-related components of Enterprise Risk Management activities.
- Review interpret and support the use of HTBs credit risk models; provide analytical insights into risk profiles within the credit portfolio(s).
- Assess underwriting adherence to credit and AML principles.
- Monitor daily credit monitoring reports and escalate potential upcoming limit breaches to the Director or CRO as required.
- Support the preparation and drafting of materials for the credit risk management report presented to the Credit Committee.
- Participate in credit-related initiatives and projects by providing analytical support and reviewing credit risk requirements.
- Communicate findings analysis and recommendations effectively through written reports presentations and training support as required.
- Participate in various credit-related projects or assignments as needed.
Qualifications & Experience:
Degrees Diplomas & Certifications:
- The position requires a relevant university degree.
- A certification or accreditation in credit risk management would be an asset.
Years and Range of Experience Required to Perform the Job:
- The position requires 5 to 7 years of relevant experience in roles such as credit quality assurance or credit risk management.
- The position requires strong written and verbal communication skills and exceptional organization and time management skills.
While we thank everyone for their interest in Haventree Bank please note that only candidates selected for an interview will be contacted. Haventree Bank is committed to providing accommodation when needed. If you require an accommodation we will work with you to meet your needs.
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- Stay in touch with us if this position is not the right one for you please click on this link for other roles atCareers Haventree Bankor follow us on LinkedIn at Bank embraces equal opportunity diversity and inclusion. Please let us know if you require any accommodations during the recruitment and selection process by contacting
Required Experience:
Senior IC
