Account Risk Analyst III

About the Position:

As the Account Risk Analyst III you will be responsible for reviewing data utilizing a broad range of technical skill sets combined with AML/CFT Investigative knowledge in order to proactively monitor new and existing account relationships to prevent or minimize financial reputational and financial crimes risk to the Bank. You will complete thorough Case Investigations and Enhanced Due Diligence reviews in the Banks AML/CFT and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will provide AML/CFT and Sanctions subject matter expertise support for the anti-money laundering and OFAC compliance program of First Internet Bank of Indiana and its FinTech Partners. You will also perform process analysis to identify changes in regulations operational processes or systems and makes recommendations for procedural and process changes.

What You Will Do:

• Thoroughly and timely investigate and document cases for potential suspicious activity including money laundering BSA violations and terrorist financing
• Conduct fraud investigations by reviewing and investigating potentially fraudulent activity
• Present the outcome of their case investigations to the SAR Committee
• Ensure SARs approved by the SAR Committee are timely prepared complete and accurate
• Responsible for contributing to documentation of processes procedures and training materials
• Assist in supporting current and future product and process migrations by providing insight and analysis
• Assist with identifying automation gap analysis and process improvements to ensure compliance with all regulations and identification of suspicious activity
• Responsible for higher risk customer account reviews ensuring compliance with CIP CDD and Beneficial Ownership regulations
• Perform Enhanced Due Diligence (EDD) reviews on designated customer account relationships including FinTech Partners
• Provide AML/CFT/OFAC subject matter expertise to internal departments as required
• Perform other duties as assigned.

What Were Looking For:

• A minimum of five years of customer account risk analysis or equivalent along with at least three years of specialized experience in AML/CFT/OFAC compliance in the financial services industry
• Experience in analyzing data conducting fraud and AML/CFT investigations and summarizing conclusions including problem solving and investigative skillset
• Solid understanding of AML/CFT/OFAC regulation and financial crime trends and issues
• Bachelors degree and/or industry certification such as CAMS CFE CFCS or CAFP preferred
• Demonstrated ability to complete work in a timely efficient manner with impeccable accuracy
• Self-starter that is able to work independently and as part of a team
• Demonstrated success at teaching various skills to other Account Risk Analysts including system and computer applications and standard operating procedures
• Microsoft Office experience required

Working Conditions/Demands:

• Professional office setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who Are We

Were not just another bank and were not looking for just another employee. Since 1999 First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes we really were the first state-charted FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers the innovatorsthose who challenge the status quo because change really is the only constant. Ready to join a team of imaginative driven individuals like you Its your career you deserve to imagine more. Keep reading we think you will like you what see.

Why Join Us

Our success has been driven in part by four core competencies customer focus teamwork adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result weve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers our newly-built state-of-the-art 175000 square foot facility headquarters was designed with our team in mind and features an 18000 square foot open air deck named The Backyard with fire pits covered pergola waterfall and foliage to create a momentary escape from the work day. Beyond that the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness. Have we mentioned free snacks soft drinks and beer available on tap Want more How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more take the first step and apply today.

Our benefits package includes the following and so much more:

• Medical Dental and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
• 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
• Professional Development Reimbursement
• At Least 3 Weeks Paid Vacation Annually - For New Employees Paid Vacation is Adjusted Based on Start Date
• Eleven Paid Holidays
• Paid Volunteer Time
• Annual First Internet Bank-branded merchandise allowance

Equal Opportunity Employer - Women Minorities Veterans and Individuals with Disabilities

If you are a California resident you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c). Click here to read more.