Head of Credit – Consumer & Digital | 2LoD

Closing date: 24 February

Weve never been just a bank. Just like you should never be just an employee. Were united in our belief that in banking better can be bigger and together were making it happen.

It continues here. With Bendigo Bank and you.

Were an organisation embarking on a bold transformation of our Credit and Market Risk function and shift in how we operate and we are looking for a curious forward-thinking leader to be at the heart of it.

As the Head of Credit Consumer & Digital you will join a leadership cohort focused on delivering strong risk management outcomes and realizing our risk culture aspirations. This is more than a leadership role; its a pivotal position in our journey to uplift our capability to operate at an Advanced IRB Bank level.

You will be crucial in balancing traditional credit disciplines with innovative approaches including automation and artificial intelligence to modernize our credit decision-making and enhance portfolio management. By fostering closer alignment with our Consumer and Digital divisions you will enable stronger relationships data-driven insights and value-based decisions that contribute to the Banks enduring success.

Position description:Head of Credit Consumer Digital Position

This is a permanent position based out of our Melbourne Bendigo Adelaide or Sydney offices.

We offer flexible work options that put our people first working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader and that balances connection and collaboration with the rhythm that works for you.

What youll bring to the role

• A curious and forward-thinking mindsetwith the ability to ignite potential elevate performance and deliver a compelling vision that challenges the status quo.
• Superior knowledge of consumer credit riskmanagement strategies philosophies and techniques including emerging best practices in automation and AI.
• Demonstrated experience in leading a Credit Risk teamin a reputable financial organization with a proven ability to develop and implement credit risk management frameworks.
• Demonstrated experience in exercising a Delegated Lending Authority.
• Highly effective engagement and leadership skillswith the ability to lead and drive change at a Divisional level building a high-performing culture that inspires diversity of thought.
• Expert knowledge of bank policies and the regulatory environment combined with a deep commitment to developing Credit Risk capability across the division and the Bank.
• Direct exposure to regulatory processes and evolving practices with significant knowledge of the regulatory environment in which banks operate.
• Tertiary qualifications in a related discipline are essential.

Internal Applications

Please note all internal candidates are required to notify their immediate leader when applying for a new career opportunity and you will be asked to acknowledge they have done so upon submission of your application.

For a confidential discussion about what this opportunity can mean for you please contact Chris Mason Chief Credit & Market Risk Officer or Andrea Demartini Senior Talent Acquisition Advisor.

For more information check out the Application Process for Internal Candidatespage.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness injury or disability to equitably participate in the selection process.

Still in two minds

Research suggests 60% of women and underrepresented groups might stop here even after getting as far as drafting an application. We believe that diversity makes every team stronger so even if you dont tick every box we still want to see your application!

Were making better bigger. And well get there with you.

Nows the time to set your sights even higher on the future you and the future career you deserve.