Wholesale Risk Manager I
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Job Location:
Monthly Salary:
Posted on:
9 hours ago
Vacancies:
1 Vacancy
Job Summary
Excited to grow your career
BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.
About the job:
Job Purpose & Objectives
Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Banks corporate clients.
Maintain credit quality of existing clients as well as prospective corporate clients.
Ensure the Risk Adjusted Return is above the minimum threshold established by the Banks directives.
Key Responsibilities
Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.
Provide credit analysis and advices for Corporate & Investment Banking clients.
Conduct credit analysis on prospective and existing clients by performing financial spreads providing a credit rating assessment and prepare credit proposals.
Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.
Monitor the credit risk portfolio by follow-up the clients financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.
Work with internal stakeholders for reports to regulators and auditors.
Implementation and control of internal tools: Workflow Digital PF Rating tools etc.
Assist in monitoring policies and procedures.
Job Specifications
Qualification & Experience
With a minimum of 5-7 years relevant experience in corporate banking credit risk management with reputable financial institutions. Candidates with more experience could be considered for a more senior title.
Familiar with risk assessments of large corporate clients
Degree holder in Business Administration / Finance / Accountancy or its equivalent.
Good understanding of banking products and risk management concepts.
Language
Strong communication skills in English.
Japanese / Korean speaking will be an asset.
Other Skills (e.g. Interpersonal Communication etc)
Strong analytical and problem-solving skills.
Proven ability to identify and communicate Credit Risk.
Effectively communicate skills to articulate risk issues.
Strong interpersonal and communication skills
Customer-oriented
Able to work in a matrix reporting structure multi-functional and cross-cultural environment
Well-organized and meticulous in details
Ability to work under pressure
A team player
Job Posting
BBVA Hong Kong will conduct a background check on you in accordance with theMandatory Reference Checking (MRC) Schemeregulated by the Hong Kong Monetary Authority (HKMA). Should any discrepancy identified or deemed unsatisfactoryto us we reserve the rights to terminate your employment in such case. (FAQs for In-Scope Individual: Thinking Problem Solving
Required Experience:
Manager
Key Skills
- Loan Processing
- Sales Experience
- Account Management
- Banking
- Pricing
- Corporate Finance
- Customer Support
- Fair Housing Regulations
- Strategic Planning
- Underwriting
- Sales Management
- Channel Management
About Company
BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80.1 million customers. We are more than 113,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data s ... View more
