Credit Risk Manager
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Job Location:
Monthly Salary:
Posted on:
2 hours ago
Vacancies:
1 Vacancy
Job Summary
Job Description
Credit Risk Manager - Commercial & Asset Finance
West Midlands
We are working with a well-established UK specialist bank that supports businesses through tailored lending solutions across commercial property and asset-backed finance.
They are looking to appoint a Credit Risk Manager into a small highly experienced central credit team. This is a pivotal role that sits at the heart of the banks decision-making reviewing and approving their most complex and highest-value transactions.
The Role
This is a senior-level credit role where you will:
Review and sanction complex commercial lending proposals
Assess deals that fall outside standard policy or exceed local mandates
Make independent credit decisions within your own authority
Prepare detailed credit papers for executive sanctioning committees
Present and defend recommendations to senior leadership
Work closely with front-line relationship and credit teams
Advise on structuring risk mitigation and deal viability
Act as a trusted credit partner to multiple business lines
Support other portfolios when required
While your primary focus will be on SME asset finance and leasing you will also have exposure to wider commercial property and structured lending.
What Were Looking For
This role is suited to a senior commercial credit professional who brings:
Extensive experience in commercial credit underwriting
Exposure to multiple lending sectors (e.g. SME trading businesses asset finance property structured lending)
Strong financial analysis skills across full company accounts
Experience operating with a significant personal credit mandate (7-figure)
Confidence operating at senior stakeholder and executive level
The ability to apply judgement not just policy
Experience in asset finance or leasing is highly desirable but not essential if you bring the right commercial breadth.
Package & Working Pattern
Salary circa 65000 (flexibility for exceptional candidates)
Hybrid working (2 days per week in the office)
Strong benefits package
Exposure to genuinely interesting and complex deals
A visible influential role within the business
Required Experience:
Manager
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
