Ready to shape the future of work
At Genpact we dont just adapt to changewe drive it. AI and digital innovation are redefining industries and were leading the charge. Genpacts AI Gigafactory our industry-first accelerator is an example of how were scaling advanced technology solutions to help global enterprises work smarter grow faster and transform at scale. From large-scale models to agentic AI our breakthrough solutions tackle companies most complex challenges.
If you thrive in a fast-moving tech-driven environment love solving real-world problems and want to be part of a team thats shaping the future this is your moment.
Genpact (NYSE: G) is anadvanced technology services and solutions company that deliverslastingvalue for leading ourdeep business knowledge operational excellence and cutting-edge solutions we help companies across industries get ahead and stay by curiosity courage and innovationour teamsimplementdata technology and AItocreate tomorrow to know us onLinkedInXYouTube andFacebook.
Inviting applications for the role of Domain Trainee Business Banking & Fulfillment
Role Overview
This role is suited for professionals with a strong foundation in accounting financial analysis and credit risk assessment who thrive in structured data-driven environments.
In this role you will be responsible for credit-related process execution and documentation supporting informed and responsible credit decisions. You will work on well-defined credit assessment tasks perform data transactions and engage with stakeholders through calls and internal discussions. As part of the Credit Decisioning team you will also contribute by sharing best practices and standard methodologies enabling continuous learning and consistency across the team.
The ideal candidate is detail-oriented resilient and adaptable with a strong focus on accuracy customer requirements and risk discipline.
Responsibilities
As part of the credit assessment team you will be responsible for:
Assessing the commercial creditworthiness of customers and prospects to support sound credit decisions
Analysing demographic industry regional and financial data using risk models to evaluate default probability recommend credit limits and define trade terms
Conducting timely credit risk assessments for new and existing customers based on queue workflows portfolio triggers and business priorities
Managing core credit operations including credit reviews customer master setup credit limit maintenance and order release decisions
Communicating credit findings clearly to internal stakeholders and providing actionable recommendations to mitigate credit risk
Navigating multiple credit tools receivables systems and internal workflows to deliver accurate and consistent credit outcomes
Maintaining high data quality standards across risk models scorecards and external risk reporting
Supporting issue resolution and process optimization initiatives related to credit platforms data quality and evaluation workflows
Ensuring smooth onboarding of new clients and adherence to defined service level agreements (SLAs)
Ensuring compliance with risk policies delegation of authority and approval frameworks
Performing additional responsibilities as assigned by leadership
Qualifications we seek in you
Minimum qualifications
University graduate in a related field (Economics Accounting or Finance preferred)
Excellent command of English (written and verbal)
Prior experience in Banking Ops
Strong understanding of financial statements and financial trend analysis
Industry exposure to commercial lending industrial products or B2B credit is an advantage
Proficiency in MS Excel and PowerPoint
Preferred skills
Strong interpersonal and stakeholder management skills
Prior experience in credit risk management or credit analysis
Excellent communication presentation and facilitation abilities
Strong analytical and problem-solving mindset
Resourcefulness in leveraging internal and external data sources for decision-making
Ability to encourage open dialogue critical thinking and continuous improvement
Proven ability to build trust and credibility with business partners
Strong time management skills with the ability to handle multiple priorities under tight deadlines
High level of self-motivation and commitment to quality credit decisions
Key Attributes for Success:
Analytical mindset with strong problem-solving orientation.
High degree of ownership and accountability.
Strong collaboration and influencing skills across teams and geographies.
Customer-centric mindset with focus on delivering value.
Commitment to maintaining operational stability transparency and excellence.
Why join Genpact
Be a transformation leader Work at the cutting edge of AI automation and digital innovation
Make an impact Drive change for global enterprises and solve business challenges that matter
Accelerate your career Get hands-on experience mentorship and continuous learning opportunities
Work with the best Join 140000 bold thinkers and problem-solvers who push boundaries every day
Thrive in a values-driven culture Our courage curiosity and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress
Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up.
Lets build tomorrow together.
Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race color religion or belief sex age national origin citizenship status marital status military/veteran status genetic information sexual orientation gender identity physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity customer focus and innovation.
Furthermore please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a starter kit paying to apply or purchasing equipment or training.
Required Experience:
Intern
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