Senior Specialist, Credit Quality

Our Story & Purpose:

Were Vancity a memberâowned credit union built on the principles of inclusion and social justice. Since 1946 our relentless commitment to these values has helped us challenge the status quo and break down barriers. Weve made bold commitments to become netâzero by 2040 across all mortgages and loans and were actively pursuing strategies in Indigenous banking and financial resilience for our members.

As the largest private sector Living Wage Employer in Canada were proud to be consistently recognized as one of the countrys Top Employers. If youre ready to join our team of 2700 diverse individuals access competitive rewards and benefits and be part of a greater movement apply today!

Your Role in Supporting Our Members:

As a Senior Specialist Credit Quality you will conduct reviews of Commercial and Business lending files to ensure adherence to credit policy and mitigate risk. You will identify emerging industry trends analyze risks and opportunities and provide recommendations to strengthen credit quality. Acting as a senior resource you will offer technical expertise research and innovative methodologies to support strategic initiatives across the organization.

This is a Full-time Permanent role based at our Vancity head office and will report directly to the Team Manager Credit Quality. While this position provides a hybrid work arrangement you may be expected to be on-site for events and business demands

How Youll Make an Impact:

• Conducting reviews Commercial and Business loan files to ensure compliance with credit policies
• Identifying and analyzing emerging industry trends risks and opportunities
• Making recommendations to mitigate potential risks and identify business opportunities
• Acting as a senior resource by providing technical expertise and guidance
• Performing research and applying innovative methodologies to support strategic initiatives
• Collaborating with internal stakeholders to strengthen credit risk governance
• Developing and maintaining reporting tools for credit quality metrics
• Supporting regulatory compliance and internal audit requirements

What Youll Bring to the Team:

• Post-secondary education in Business Administration or related field
• Minimum 3 years of experience in lending or credit risk management
• Strong knowledge of credit policies risk frameworks and financial industry practices
• Proven ability to perform qualitative and quantitative analysis
• Excellent communication and interpersonal skills for stakeholder engagement

Extra Skills That Set You Apart:

• Commercial Real Estate lending experience

Youll Thrive Here If You Are:

• Analytical You have strong skills to review information detect anomalies and resolve discrepancies
• Knowledgeable You understand financial industry operations and related practices
• An Effective Communicator You provide clear advice and guidance to stakeholders
• A Problem Solver You apply standards and escalate issues appropriately
• An Analytical Researcher You perform thorough analysis using accepted methods

We value lived experience so if you are interested in this role we encourage you to apply even if you feel your skills dont perfectly align with those listed.

What Youll Earn:

This role offers a salary range of $71500 to $107300 per annum. The base pay offered may vary depending on factors such as relevant qualifications skills previous experience and internal equity. As part of our total rewards package employees may also be eligible for our annual incentive program subject to program eligibility requirements

Why Youll Love Working Here:

A career at Vancity is more than just a job youre joining a tradition of changeâmakers who are creating lasting change for our communities. Beyond base pay we offer a comprehensive total rewards package to ensure our employees are empowered to thrive:

• Living Wage Employer: Were the largest privateâsector Living Wage Employer in Canada and consistently ranked among Canadas Top Employers
• Customizable Benefits: Permanent employees receive flexible benefit packages that can be tailored annually to meet evolving needs
• Generous Vacation: New employees start with 3â4 weeks of vacation per year with additional days earned over time
• Extra Stat Holidays: In addition to BCs 11 statutory holidays we offer 2 extra days plus care days for personal or family illness
• Immediate Health Coverage: Health and dental benefits begin on your hire date with three levels of coverage to choose from
• Defined Benefit Pension: Our retirement plan provides a guaranteed income for life recognizing that retirement looks different for everyone

Vancity Talent Programs:

Vancity supports an inclusive hiring process for candidates who selfâidentify as Indigenous Black or Trans. With special permission from the BC Human Rights Commissioner this initiative provides access to career development opportunities prioritized job screening and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative in line with the BC Personal Information Protection Act (PIPA). For details please see our dedicated Talent Programs job posting.

At Vancity were committed to creating a welcoming and inclusive workplace to help our people and communities thrive and prosper. Diversity in our workforce is integral so that we can truly represent understand and respond to our community needs and deliver on our member experience.

We are also committed to an inclusive barrierâfree and accessible recruitment experience for all candidates. If you require any accommodations or support at any stage of the recruitment process (including the application stage) we encourage you to let us know by contacting our Talent Acquisition team at Were here to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality so you can participate fully in the process

Required Experience:

Senior IC