Credit Assistant Manager

Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar yourejoining a global team who cares not just about the work we do but also about each other. We are the makers problem solvers and future world builders who are creating stronger more sustainable communities. We dontjust talk about progress and innovation here we make it happen with our customers where we work and live. Together we are building a better world so we can all enjoy living in it.

Job Description:
Manages credit verification and processing for commercial loan applications to minimize risks in accordance with established policies procedures and guidelines.

What you will do:
Manages credit investigation activities including credit analysis evaluation and the rating of customers.
Leads in financial analysis and risk assessment on accounts; supports the underwriting team on the structure and items in loan packages.
Oversees existing workflow finds opportunities to reduce cost and risks and implements process improvements while adhering to related policies and procedures.
Monitors negative credit trends and adverse signs in existing account quality; recommends preventive actions and presents to the team.

What you have:
Analytical Thinking: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems.
Effective Communications: Understanding of effective communication concepts tools and techniques; ability to effectively transmit receive and accurately interpret ideas information and needs through the application of appropriate communication behaviors.
Credit Analysis and Verification: Knowledge of credit analysis and verification; ability to utilize tools and techniques to determine the credit-worthiness of an applicant.
Fraud Detection and Prevention: Knowledge of fraudulent situations; ability to utilize processes tools and techniques for detecting addressing and preventing fraud.
Loan Origination: Knowledge of the skills methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures.
Financial Analysis: Knowledge of tools and approaches of financial analysis; ability to read interpret and draw accurate conclusions from financial and numerical material.

Basic Requirements

• Bachelors degree in Business Administration Economics Finance or a related field.

• Proven leadership experience in previous roles.

• Professional experience in Credit processes and analysis.

• Advanced English proficiency (written and spoken).

Top candidates will also have:

• Minimum of 6 years of experience in credit and financial statement analysis for small and large companies ideally within the mining and construction industries.

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Posting Dates:

Caterpillar is an Equal Opportunity Employer. Qualified applicants of any age are encouraged to apply

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