Manager, Commercial Credit Portfolio Management

What You Will Bring

Minimum 5-7 years related experience in financial statements and dealer credit analysis.

0-2 years supervisory or leading large projects.

Exposure to the automotive business environment is highly recommended particularly if exposure was to some aspect of commercial credit activity.

Bachelors degree is required preferably in Finance Accounting Economics or related field preferred.

Proven commercial credit and risk identification/mitigation skills in analytically challenging environment.

Proficient in Microsoft Office Suite (Word Excel PowerPoint Outlook).

Ability to successfully manage train develop and mentor direct reports.

Strong written and verbal communication skills including ability to present to leadership.

Strong interpersonal skills to work in a team environment and build relationships with internal and external stakeholders.

Work Environment

Employees in this class are subject to extended periods of sitting standing and walking vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice at or before the point of collection about the categories of personal information to be collected from you the purposes for which your personal information is collected or used and whether that information is sold or shared so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018 as amended as amended by the California Privacy Rights Act of 2020 (CCPA).

If you have any questions about CCPA regarding California residents or HCA team members please contact the Privacy Team at .

Who We Are

Through our service brands Hyundai Motor Finance Genesis Finance and Kia Finance Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai Genesis and Kia customers and dealerships. We provide vehicle financing leasing subscription and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow innovate and diversify we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering philanthropy and the empowerment of our Employee Resource Groups. Together we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay as an employee of HCA you are eligible for the following benefits:

Medical Dental and Vision plans that include no-cost and low-cost plan options

Immediate 401(k) matching and vesting

Vehicle purchase and lease discounts plus monthly vehicle allowances

Paid Volunteer Time Off with company donation to a charity of your choice

Tuition reimbursement

What to Expect

The Manager Commercial Credit Portfolio Management is responsible for leading a team of Credit Analyst daily servicing commercial credit lending authority and managing the risk and exposure for an assigned portfolio under Commercial Credit Department leadership. This role is directly responsible for the annual reviews and renewals as well as the ongoing account management addition this role will work directly with the Field Sales team Regional Operations Managers and Directors to resolve underwriting issues.

What You Will Do

1. Maintain periodic reviews and inspections of collateral documentation reporting and financial statements to identify current and/or early detection of company risk including but not limited to management/oversight of UCCs Insurance credit lines and aged inventory. Manage assigned analyst work prior to submission to Director for review. Includes new requests interim requests and periodic reviews.

2. Frequent and direct interaction with sales team (Business Development Managers Regional Operations Managers and Field Sales Directors) regarding issues determined during the underwriting process for annual reviews and interim requests. Direct interaction with dealer principals and dealership majority owners and staff to facilitate the underwriting process.

3. Commercial Credit lending authority for new requests as needed and reviews/interim requests with lending approval authority of up to $15 million for floorplan financing and up to $1 million for working capital loans. Use authority to make decisions on requests and accounts representing approximately 20% of the Commercial portfolio.

4. Participate in assigned strategic projects and initiatives (including but not limited to mobility data and digitalization efforts) within the Commercial Credit Department.

5. Lead mentor and develop team members by providing direction performance feedback and support to ensure effective collaboration professional growth and achievement of organizational and personal goals.