Manager, Product Lending
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Job Location:
Monthly Salary:
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
To own the end-to-end strategy performance and lifecycle of Lending products at country level. Drive market positioning growth acceleration and profitability targets. Makes high-impact decisions on pricing risk investments and partnerships while championing innovation and digital transformation.
Qualifications :
Type of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
8-10 years
Core Competencies
1. Strategic Ownership Execution & Delivery
Owns the end-to-end Lending strategy translating market insights into actionable plans. Drives execution with measurable impact ensuring initiatives deliver growth profitability and ROE targets.
2. Analytical & Insight-Driven and Data-Driven Decision Making
Leverages advanced analytics and competitor intelligence to diagnose portfolio performance identify growth levers and make high-impact decisions that shape lending economics.
3. Leadership Accountability & Prioritisation in Dynamic Environments
Operates with autonomy and authority taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
4. Ability to Create Compelling Propositions and Customer Centric Mindset
Transforms insights into innovative lending solutions that resonate with customer needs embedding personalisation and digital-first experiences to enhance client satisfaction.
5. Commercial Acumen & Financial Stewardship
Deep understanding of lending economics pricing strategies and profitability levers. Applies sound financial judgment to optimise margins manage risk-reward trade-offs and grow the balance sheet.
6. Digital & Innovation Leadership
Champions digitisation and modern lending platforms to deliver cutting-edge solutions. Drives adoption of digital origination and automation to improve efficiency and client experience.
7. Regulatory & Risk Governance
Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance ensuring portfolio health and regulatory adherence.
8. Credit Strategy & Portfolio Optimisation
Demonstrates deep understanding of credit scorecards and credit strategies to unlock growth opportunities within the portfolio enabling sustainable balance sheet expansion
Additional Information :
Behavioural Competencies:
- Adopting Practical Approaches
- Embracing Change
- Generating Ideas
- Producing Output
- Seizing Opportunities
- Upholding Standards
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Time Management
- Data Analytics
- Analytical
- Agile
- Requirement Gathering
- Strategic thinking
- Visio
- Communication
- Problem Solving
- Market Research
- UML
- Cross Functional Teams
About Company
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients ... View more
