To own the end-to-end strategy performance and lifecycle of Liabilities and Transactional products at country level. Drive market positioning growth acceleration and profitability targets. Makes high-impact decisions on pricing risk investments and partnerships while championing innovation and digital transformation.
Qualifications :
Type of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
8-10 years
Core Competencies
1. Strategic Ownership Execution & Delivery
Owns the end-to-end Liabilities and Transactional Products strategy driving portfolio growth profitability and market positioning. Ensures initiatives deliver measurable impact and align with ROE and balance sheet objectives.
2. Analytical & Insight-Driven and Data-Driven Decision Making
Leverages advanced analytics pricing insights and competitor intelligence to identify opportunities for deposit growth margin optimization and transactional revenue enhancement.
3. Leadership Accountability & Prioritization in Dynamic Environments
Operates with autonomy and authority taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
4. Ability to Create Compelling Propositions and Customer-Centric Mindset
Designs innovative liability and transactional solutions that resonate with customer needs embedding personalisation and digital-first experiences to enhance client satisfaction.
5. Commercial Acumen & Financial Stewardship
Deep understanding of deposit economics pricing strategies and profitability levers. Applies sound financial judgment to optimise margins manage cost-to-income ratios and grow the liabilities book sustainably.
6. Digital & Innovation Leadership
Champions digitisation of transactional banking and liabilities products driving adoption of self-service channels and automation to improve efficiency and client experience.
7. Regulatory & Risk Governance
Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance ensuring portfolio health and regulatory adherence.
8. Pricing Strategy & Margin Management
Expert in pricing governance and concession management ensuring competitive positioning while safeguarding profitability and ROE.
Additional Information :
Behavioural Competencies:
Remote Work :
No
Employment Type :
Full-time
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients ... View more