Job Title: Regional Manager Buy Now Pay Later (BNPL)
Department: Business Operations / Sales & Partnerships Reports To: Head of Business Development / Country Manager Location: Lagos Employment Type: Full-time About the Role
The Regional Manager will be responsible for driving growth operational excellence and strategic partnerships within the assigned region for our Buy Now Pay Later (BNPL) business. This role combines commercial leadership strategic thinking and hands-on execution to build and manage merchant relationships ensure compliance and deliver financial performance targets. You will act as the key regional representative leading cross-functional teams to scale BNPL adoption optimize partner performance and deliver superior customer experience. Key Responsibilities - Business Growth & Strategy
- Develop and execute the regional business plan aligned with national BNPL strategy and revenue goals.
- Identify new growth opportunities merchant categories and distribution channels.
- Monitor market trends consumer behavior and competitor activities to inform strategy and product positioning.
- Partnership Management
- Build and manage relationships with key merchants aggregators and payment partners.
- Negotiate commercial terms pricing and marketing agreements.
- Ensure partner satisfaction through regular engagement performance reviews and joint business planning.
- Operational Excellence
- Oversee regional operations including merchant onboarding compliance and transaction performance.
- Collaborate with product risk and finance teams to improve approval rates repayment performance and service quality.
- Ensure adherence to company policies credit risk frameworks and regulatory requirements.
- Team Leadership
- Lead coach and develop a team of sales and account managers.
- Set clear objectives monitor performance and promote a high-performance culture. Foster collaboration across internal teams including marketing credit product and customer service.
- Financial Performance
- Own and deliver on regional revenue portfolio quality and profitability KPIs.
- Analyze financial metrics and prepare regular business performance reports.
- Drive cost optimization and efficient allocation of regional resources.
Qualifications & Experience
- Bachelors degree in Business Finance Economics or a related field (MBA preferred).
- At least 3 years in a regional or multi-market management role.
- Proven track record in B2B sales partnership development or channel management.
- Strong understanding of BNPL consumer credit or digital payments ecosystems.
Skills & Competencies
- Strategic thinker with strong analytical and commercial acumen.
- Excellent negotiation communication and stakeholder management skills.
- Demonstrated leadership and team management capability.
- Data-driven decision maker with hands-on problem-solving approach.
- Ability to work in a fast-paced evolving fintech environment.
- Familiarity with digital platforms CRM tools and financial analytics.
KPIs & Success Measures
- Regional revenue growth and merchant acquisition targets.
- Portfolio health (default rates repayment performance).
- Partner satisfaction and retention.
- Operational efficiency and compliance adherence.
- Employee engagement and team performance metrics.
Required Experience:
Manager
Job Title: Regional Manager Buy Now Pay Later (BNPL) Department: Business Operations / Sales & Partnerships Reports To: Head of Business Development / Country Manager Location: Lagos Employment Type: Full-time About the Role The Regional Manager will be responsible for driving growth operational ex...
Job Title: Regional Manager Buy Now Pay Later (BNPL)
Department: Business Operations / Sales & Partnerships Reports To: Head of Business Development / Country Manager Location: Lagos Employment Type: Full-time About the Role
The Regional Manager will be responsible for driving growth operational excellence and strategic partnerships within the assigned region for our Buy Now Pay Later (BNPL) business. This role combines commercial leadership strategic thinking and hands-on execution to build and manage merchant relationships ensure compliance and deliver financial performance targets. You will act as the key regional representative leading cross-functional teams to scale BNPL adoption optimize partner performance and deliver superior customer experience. Key Responsibilities - Business Growth & Strategy
- Develop and execute the regional business plan aligned with national BNPL strategy and revenue goals.
- Identify new growth opportunities merchant categories and distribution channels.
- Monitor market trends consumer behavior and competitor activities to inform strategy and product positioning.
- Partnership Management
- Build and manage relationships with key merchants aggregators and payment partners.
- Negotiate commercial terms pricing and marketing agreements.
- Ensure partner satisfaction through regular engagement performance reviews and joint business planning.
- Operational Excellence
- Oversee regional operations including merchant onboarding compliance and transaction performance.
- Collaborate with product risk and finance teams to improve approval rates repayment performance and service quality.
- Ensure adherence to company policies credit risk frameworks and regulatory requirements.
- Team Leadership
- Lead coach and develop a team of sales and account managers.
- Set clear objectives monitor performance and promote a high-performance culture. Foster collaboration across internal teams including marketing credit product and customer service.
- Financial Performance
- Own and deliver on regional revenue portfolio quality and profitability KPIs.
- Analyze financial metrics and prepare regular business performance reports.
- Drive cost optimization and efficient allocation of regional resources.
Qualifications & Experience
- Bachelors degree in Business Finance Economics or a related field (MBA preferred).
- At least 3 years in a regional or multi-market management role.
- Proven track record in B2B sales partnership development or channel management.
- Strong understanding of BNPL consumer credit or digital payments ecosystems.
Skills & Competencies
- Strategic thinker with strong analytical and commercial acumen.
- Excellent negotiation communication and stakeholder management skills.
- Demonstrated leadership and team management capability.
- Data-driven decision maker with hands-on problem-solving approach.
- Ability to work in a fast-paced evolving fintech environment.
- Familiarity with digital platforms CRM tools and financial analytics.
KPIs & Success Measures
- Regional revenue growth and merchant acquisition targets.
- Portfolio health (default rates repayment performance).
- Partner satisfaction and retention.
- Operational efficiency and compliance adherence.
- Employee engagement and team performance metrics.
Required Experience:
Manager
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