Credit Manager
Share
Job Location:
Monthly Salary:
Experience Required:
Posted on:
10 hours ago
Vacancies:
1 Vacancy
Job Summary
Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners
Driving the sales training credit appraisal decisioning disbursement loan operations loan monitoring vehicle monitoring audit and compliance
Setting up program parameters across different product and partner program
Source and manage field investigation and audit agencies and electronic verification providers
Managing portfolio risk across partners OEMs cities and product segments.
Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models
Support city rollout and partner onboarding and collection best practice development
Developing and managing the credit and operations team
You Must Have
Preference for small commercial vehicle finance or used heavy commercial vehicle finance
Experience of setting up loan systems and processes from scratch
Done vehicle loan credit and policy for an NBFC for at least 5 years
Hands-on and good interpersonal skills with a go-getter attitude
Strong analytical (quantitative as well as qualitative) skills including building financial models
Attention to detail and accuracy
Excellent communication writing skills and presentation skills
Proficiency in Microsoft Excel and financial modelling
Ability to work - hands-on- and multi-task in an energetic environment
Requirements
About You
You are a proactive and independent person and are looking to take on independent responsibility
You are good at understanding and engaging customers and creating solutions for them
You are hands-on and at the same time good in people management
You can work as an independent contributor with little/ no support
You are looking to join a young firm and believe in our mission (The mission of the company Finance is to be an innovative market maker debt financing venture dedicated towards financing sustainable energy in India and catalysing the industry towards scale.)
Required Skills:
Proven experience in sales and collections preferably in the CV industry. Strong knowledge of Commercial Vehicles especially 3-wheeler loaders and passenger vehicles. Excellent negotiation communication and interpersonal skills. Ability to work independently and manage a large area of responsibility. Strong organizational skills with a focus on meeting deadlines. Proficiency in Microsoft Office and CRM software. Willingness to travel extensively within the assigned region.
Required Education:
Bachelors degree in Business Marketing or related field.
Company Industry
Internet Service Providers / Retail Appliances / Electrical and Electronic Equipment
Key Skills
- EAM
- Food Technology
- AC Maintenance
- Corrosion
- Arabic Cuisine
