Credit Products Commercial Portfolio Manager

Pensacola, FL - USA

Monthly Salary: Not Disclosed

Posted on: 03-11-2025

Vacancies: 1 Vacancy

Job Summary

Thank you for your interest in a career at Regions. At Regions we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results dedicated to quality strength and integrity and possess the drive to succeed then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates consultants and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes sold or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions Retention Schedule for a minimum of three years. You may review modify or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions the Credit Products Commercial Portfolio Manager is a client-facing role and responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Credit Products Commercial Portfolio Manager partners closely with Regions Relationship Managers to execute on the Banks commercial loan origination strategy by working directly with Regions prospects clients and centers of influence to develop optimal financing structures to address borrowing needs.

Primary Responsibilities

Executeson the Banks commercial loan origination strategy by working directly with Regions prospects clients and centers of influence to develop optimal financing structures to address borrowing needs.
Underwrites structures and documents prospect and client transactions above a designated threshold generally the most complex and largest of client relationships and circumstances
Manages the assigned portfolio by monitoring performance and trends proactively defining client credit solutions identifying issues and developing remediation underwriting all on a timely basis
Ensures all credit process metrics are within prescribed tolerances
Accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML CRA/HMDA Reg B and other regulatory/compliance requirements within assigned portfolio and for prospects
Reviews interim new money requests for relationships managed up to a defined limit

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelors degree in Finance Accounting or related field
Seven (7) years experience in commercial underwriting
Subject Matter Expert level understanding of accounting and finance financial statement and cash flow analysis

Preferences

Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

Skills and Competencies

Ability to work collaboratively with multiple stakeholders
Strong analytical and problem solving skills
Strong verbal and written communication skills
Well organized detail-oriented and ability to multi-task

This position may be filled at a higher level depending on the candidates qualifications and relevant experience.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$107299.67 USD

Median:

$130680.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time
401K with Company Match
Medical Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsPensacola Main North Baylen Street

Location:

Pensacola Florida

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Required Experience:

Manager