Underwriter Multi Life Guarantee Issue (Life and Disability)
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Job Location:
Pittsfield, MA - USA
Monthly Salary:
$ 57810 - 86715
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Do you want to be part of a collaborative Underwriting team Are you a problem solver who enjoys diving into data is excited by difficult challenges and possesses good interpersonal skills to effectively interface between sales and business needs Do you think big and grow accelerate impact and lead change Is a culture where We do the right thing We believe people count. We courageously shape our future together and We go above and beyond for the people we serve important to you If so Guardian is seeking an Underwriter to identify risk selection for Multi-Life Life and Disability.
You are
You are a confident independent professional with exceptional consulting and negotiation skills. You consistently demonstrate sound judgment and can clearly articulate your decisions on a case-by-case basis balancing analytical rigor with strategic insight to support business objectives.
You will
Understand current market trends to offer competitive plan designs for employees of companies who agree to pay for or market Guardian Supplemental Income Protection and Individual Life Products.
Evaluate the risk profile or each case by analyzing key risk levers including financial occupational etc. to ensure sound underwriting decisions aligned with company guidelines and risk tolerance.
Negotiate with sales representatives and communicate details of program offers.
Collaborate with teams in pre-sale and pre-enrollment activities.
Build and maintain strong relationships with both internal and external contacts.
You have
5 years of insurance risk management experience
Experience in life and disability underwriting experience in Guarantee Issue Case Level Underwriting for Individual Disability and Executive Benefit Life a plus.
Knowledge of Individual Life and Group Life Group Long Term Disability Individual Disability and/or Supplemental Income Protection (Multi-Life Disability & Life) products risk selection and distribution a plus.
Bachelors Degree or equivalent work experience.
An aptitude for problem solving and critical thinking.
The ability to engage others to combine expertise and problem solving together.
The ability to work in a fast-paced team pivoting to multiple tasks through the day.
The ability to remain adaptable and contribute to a work environment that seeks and recognizes continuous improvement.
The ability to interact with confidence while engaging in open discussions to build rapport with others.
Reporting Relationships
As our Underwriter you will report to our Head of Underwriting Multi Life
Location
Pittsfield MA or Bethlehem PA with work from home flexibility (Hybrid - 3 days in office)
Travel
10% travel required for this role for in-person and/or sales meetings.
Salary Range:
$57810.00 - $86715.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education experience knowledge and abilities of the successful addition to salary this role may also be eligible for annual sales or other incentive compensation.
Our Promise
At Guardian youll have the support and flexibility to achieve your professional and personal goals. Through skill-building leadership development and philanthropic opportunities we provide opportunities to build communities and grow your career surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardians Purpose to inspire well-being we are committed to offering contemporary supportive flexible and inclusive benefits and resources to our colleagues. Explore our company benefits at apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age race color creed religion sex affectional or sexual orientation national origin ancestry marital status disability military or veteran status or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access equal opportunity and reasonable accommodation for individuals with disabilities in employment its services programs and activities.Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individuals known limitations related to pregnancy childbirth or related medical conditions unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process to perform essential job functions and/or to receive other benefits and privileges of employment please contact .
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.
Key Skills
- Environment
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- Morphology
- Behavioural Sciences
- Biophysics
- Evolution
- Forestry
- Ecology
- Biotechnology
- Agriculture
- Biochemistry
- Biology
- Ecosyatem
- Entomology
