Credit Risk Review Director

Job Title:

Credit Risk Review Director

Location:

Scottsdale

What youll do:

As a Credit Risk Review Director youll plan and execute multiple credit assurance advisory and oversight services for the Banks second line of defense responsible for the management of credit risk known as the Credit Risk and Review Group. Youll provide credit assurance and advisory services with respect to all credit risk processes and related regulatory expectations as well as matters involving new policy formulation policy revisions credit grading specific loan loss reserves and new business initiatives. Youll interact with lines of business leaders regulatory agencies and internal/external auditors to ensure an effective risk-focused function and adequate depth/breadth of coverage. Youll demonstrate an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management. Youll support a strategic expansion of Internal Credit Risk Review with the establishment of a dedicated Wholesale Banking Private Credit Coverage Team equipped with capabilities and expanded review processes that will enhance credit assurance provided to internal and external stakeholders. This position reports to the Senior Credit Risk Review Director and Head of the Credit Risk & Review group.

• Build and maintain a cohesive and cooperative culture within the Credit Risk & Review Group. Source and develop depth of talent and expertise within the team which supports succession and sustainability of well-defined processes. Formulate and maintain departmental policy and procedure manuals as well as a variety of management-level reports. Ensure the financial soundness of the Bank by identifying assessing and escalating credit risk to the Head of Credit Risk & Review Group and other key stakeholders.
• Execute and lead a dedicated teams execution of continuous quarterly credit file examination activities and/or credit process review engagements. Execute and lead a coverage teams execution of quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable business units or risk segments.
• Perform proper risk-based sampling techniques for scoping continuous file reviews and process reviews; determine the need for expanding scope and adjusting exam procedures as appropriate; guide less experienced reviewers in determining the accuracy of assigned risk ratings and analyzing borrower risk attributes and risk factors; review the work papers of other Credit Risk Review Officers; and provide constructive feedback as required.
• Properly evaluate changes or weaknesses within Credit Administration processes or policies and effectively inspire line management and Credit Administration to acknowledge issues and operate with appropriate sense of urgency and focus on their timely clearing of identified deficiencies.
• Lead and develop a team; responsible for hiring coaching performance management training and development.

What youll need:

• 10 years of related experience in Risk Management Credit Risk & Review Group or similar field.
• Bachelors degree in related field required; Masters or MBA in related field preferred.
• Previous leadership experience required.
• Expert knowledge of general banking operations including deposit operations loan administration treasury management and/or other commercial banking products and services preferred.
• Expert knowledge of applicable regulatory and legal compliance obligations rules and regulations industry standards and practices.
• Expert knowledge of accounting financial statements and tax returns and cash flow analyses as well as a highly refined ability to make insightful comments relating to a borrowers current and prospective credit risk profile.
• Expert knowledge of analytical and problem-solving skills are required.
• Ability to understand business and industry concepts in order to develop and suggest intelligent viable solutions to problems.
• Expert speaking and writing communication skills.
• Occasional travel required.

Compensation: Salary range for new hires is generally $219630.00 - $271310.00 for San Jose CA. Salary range for new hires is generally $207535.00 - $256365.00 for Los Angeles CA. Salary range for new hires is generally $207535.00 - $256635.00 for San Diego CA. Salary amount is determined by specific job addition the role may be eligible for annual bonus/incentives earned and restricted stock.

Benefits youll love:
We offer all the important things youd want like competitive salaries an ownership stake in the company medical and dental insurance time off a great 401k matching program tuition assistance program an employee volunteer program and a wellness addition youll have the opportunity to bolster your business knowledge learning the ins and outs of how successful companies operate and manage their finances giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona Alliance Association Bank Bank of Nevada Bridge Bank First Independent Bank and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race sex color religion age nation origin marital status disability protected veteran status sexual orientation gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying please email or call . When contacting us please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation