Senior Credit Risk Manager
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Job Location:
Saint Cloud, FL - USA
Yearly Salary:
$ 117000 - 146250
Posted on:
11-08-2025
Vacancies:
1 Vacancy
Department:
Job Summary
SENIOR CREDIT RISK MANAGER
SCHEDULE: Full-Time MondayFriday 8:00am-5:00pm CST / 10:00am-7:00pm PST.
COMPENSATION: Starting Pay $117000 - $146250 per year. (The estimated range is the budgeted amount for this position. Final offers are based on various factors including skill set experience location qualifications and other job-related reasons.)
WHO WILL SHINE IN THIS ROLE
Are you looking for an opportunity to lead strategic credit risk initiatives optimize policies and make data-driven decisions PCI is looking for a Senior Credit Risk Manager to lead credit risk initiatives that fuel business growth while protecting our standards. Youll champion policy development oversee high-performing teams and partner across the organization to drive smarter credit decisions.
WHAT YOULL DO
- Design and implement robust credit risk and underwriting policies that align with regulatory frameworks internal controls and client success goals.
- Develop and maintain SOPs and training materials for operational underwriting team to ensure consistent underwriting execution.
- Oversees the credit risk monitoring framework to forecast portfolio risk exposure and ensuring consistent reporting on approval rates default rates and emerging trends.
- Manages cross-functional initiatives in collaboration with Underwriting Compliance Analytics Markets and Finance to enhance end-to-end credit risk management.
- Serves as a senior point of escalation for complex or exception-based credit applications reviewing and approving decisions beyond standard policy parameters.
- Oversees the production and presentation of regular performance reports for senior leadership including portfolio performance risk segmentation and KPI dashboards.
WHAT WERE LOOKING FOR
Must-Have Qualifications:
- 8 years experience in consumer credit industry ideally within unsecured lending BNPL or auto/fintech environments.
- In-depth understanding of credit reporting systems and financial qualification metrics.
- Skilled in analyzing data making informed decisions and managing complex tasks with precision.
Nice to have but not Required:
- Experience working in automated or model-driven credit decisioning environments.
- Familiarity with fraud prevention KYC/AML compliance or identity verification tools.
LOCATION & WORK SETTING
- Office Address: 628 Roosevelt Rd St. Cloud MN 56301 OR 9911 Covington Cross Dr. Suite 190 Las Vegas NV 89144
- Schedule: Full-Time MondayFriday 8:00am-5:00pm CST / 10:00am-7:00pm PST.
- Work Setting: Hybrid
COMPETITIVE COMPENSATION & BENEFITS
- Starting Pay: $117000 - $146250 per year.
- The estimated range is the budgeted amount for this position. Final offers are based on various factors including skill set experience location qualifications and other job-related reasons.
Additional Perks that Go the Extra Mile:
- Annual Discretionary Bonus
- Earned Safe & Sick Time (ESST)
- Paid Maternity & Paternity Leave
- Paid Time Off (PTO) & 8 Paid Holidays
- Donation Matching & Paid Volunteer Time
- 401(k) Match 100% of your deferrals up to 5%
- Tuition Reimbursement & Student Loan Match Program
HOW TO APPLY
It only takes a couple minutes! Submit your resume on our website at EMPLOYMENT OPPORTUNITY
PCI is an equal employment opportunity employer committed to diversity equity & inclusion. We make hiring decisions based on qualifications merit and business needs. If you need assistance or an accommodation due to disability please contact PCI HR at
Required Experience:
Manager
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
About Company
Preferred Credit Inc. is a direct sales lending company in St. Cloud, MN. PCI offers trusted financing built by a direct seller for direct sellers!
