Risk Management Lead Credit Officer- Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.

As a Vice President in Middle Market Banking Group you support Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million. Additionally you help us grow our business responsibly by anticipating risks and using your judgment to solve challenges. You will work with dedicated bankers across the US building strong client relationships and contributing to a collaborative team environment. These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions in a fast paced and rapidly growing segment of the Commercial Bank. You have the opportunity to mentor others and participate in projects that drive improvement and innovation.

Job Responsibilities:

• Utilize excellent credit analysis to underwrite and structure new transactions and work independently on the assigned credit portfolio.
• Appropriately assess risks / mitigants balance risk / reward diligently manage renewals amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out independent views and be able to voice your opinion in a clear concise manner and to defend that position with partners and senior leadership.
• Work proactively in a constructive diplomatic manner with both internal and external contacts to keep transactions moving.
• Act with a sense of urgency and executeto meet both internal and client deadlines.
• Partner effectively to develop fulsome client relationships including being looked to as an expert on Credit Policy and will be viewed as the go-to person for credit and credit process by internal partners.
• Provide leadership in the market by being a positive contributor to the team including being a mentor to less experienced team members embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications Skills and Capabilities

• BA/BS/BBA degree is required
• Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
• Minimum 6 years experience in commercial banking/lending including extensive credit analysis
• Significant accounting and finance knowledge required
• Strong working knowledge of credit agreements and other loan documentation
• Demonstrated excellent verbal and written skills interpersonal skills and analytical and problem-solving skills
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative self-direction and ability to work well under pressure