Mergers & Acquisitions Credit Risk Specialist (Nashville, TN)

Job Title

Job Description

The Mergers & Acquisitions Credit Risk Specialist plays a critical role in supporting strategic transactions such as mergers acquisitions divestitures and joint ventures. This role is responsible for assessing and managing credit risk exposures associated with M&A activity ensuring financial due diligence and supporting post-merger integration from a credit risk perspective. The position requires strong analytical skills cross-functional collaboration and a deep understanding of credit instruments and financial risk management.

Your role:

• Conduct thorough credit risk assessments during the due diligence phase of M&A transactions including analysis of financial statements debt structures and creditworthiness of target entities. You will collaborate with Quality Regulatory Affairs and Finance teams to ensure smooth post-merger integration including alignment of credit policies systems and reporting standards.

• Evaluate the impact of M&A activity on existing credit portfolios including changes to payer accounts master data credit lines and receivables. Additionally you will support the development and implementation of credit risk policies and controls related to M&A ensuring compliance with internal standards and external regulations.

• Serve as a liaison between the credit risk team and other departments (e.g. Collections Legal Treasury) to ensure alignment of risk mitigation strategies and transaction execution. You will prepare and present risk assessments integration plans and post-deal performance reports to senior leadership and credit committees.

Youre the right fit if:

• Youve acquired 5 years experience in credit risk management preferably with exposure to M&A or corporate finance.

• Your skills include expertise in continuous improvement due diligence and financial planning and analysis (FP&A) with strong capabilities in accounting risk assessments and cash flow management supported by proficiency in data analysis and reporting. Strong excel skills (i.e. v-lookup x-lookup etc) is a must. Understanding of credit instruments (e.g. letters of credit guarantees).

• You have a Bachelors degree in Finance Accounting or related field; MBA or CFA preferred.

• You must be able to successfully perform the following minimum Physical Cognitive and Environmental job requirements with or without accommodation for this position.

• Youre a strong communicator (persuasive and assertive) proactive in problem solving and coordinating competing priorities. Your financial acumen is complemented by your ability to interpret and analyze complex data ensure compliance finance modeling risk scoring ability to drive decision-making with preference for experience with SAP FSCM regulatory frameworks and audit controls.

How we work together

We believe that we are better together than apart. For our office-based teams this means working in-person at least 3 days per week. Onsite roles require full-time presence in the companys facilities. Field roles are most effectively done outside of the companys main facilities generally at the customers or suppliers locations.

This is an office role.

About Philips

We are a health technology company. We built our entire company around the belief that every human matters and we wont stop until everybody everywhere has access to the quality healthcare that we all deserve. Do the work of your life to help improve the lives of others.

• Learn more about our business.

• Discover our rich and exciting history.

• Learn more about our purpose.

• Learn more about our culture.

Philips Transparency Details

The pay range for this position in Nashville TN is $61000 to $97000.

The actual base pay offered may vary within the posted ranges depending on multiple factors including job-related knowledge/skills experience business needs geographical location and internal equity.

In addition other compensation such as an annual incentive bonus sales commission or long-term incentives may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program which includes a generous PTO 401k (up to 7% match) HSA (with company contribution) stock purchase plan education reimbursement and much more. Details about our benefits can be found here.

At Philips it is not typical for an individual to be hired at or near the top end of the range for their role and compensation decisions are dependent upon the facts and circumstances of each case.

Additional Information

US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work-authorized visa now or in the future.

Company relocation benefits will not be provided for this position. For this position you must reside in or within commuting distance to Nashville TN.

This requisition is expected to stay active for 45 days but may close earlier if a successful candidate is selected or business necessity dictates. Interested candidates are encouraged to apply as soon as possible to ensure consideration.

Philips is an Equal Employment and Opportunity Employer including Disability/Vets and maintains a drug-free workplace.