Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit
Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit
Posted on :
07-05-2025
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1 Vacancy
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Job Description
Description
Department Agri Business Group Location Vashi Positions 1 Reporting Relationships Area Credit Manager Position Grade Manager M3
Credit Manager
Job Role:
Job Role
- To provide sound independent (unsolicited) credit advice recommendations and quality feedback on Agri SME credit proposals.
- Handling all types of working capital (Fund base and Nonfund based limit) Commodity finance and Project loans for Agri SME enterprises.
- Credit appraisal including financial analysis to understand the solvency liquidity position and repayment capacity of the entity preparation of appraisal notes credit checks etc.
- As per Approval Authorizations presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.
- Meeting Customer and making Site visits at factory/office/residence of the client viewing the working capacities of the business inventory and working environment of the business.
- To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
- To monitor and manage local credit portfolio and other risks on a proactive basis by having an indepth knowledge on individual credittakers. Engage in discussions with the business to modify account strategy / credit rating etc as warranted.
- Manage and ensure timely renewal of accounts and enhancement of portfolio.
- To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
- Excellent written and oral communication skills
- Chartered Accountant with 2
- MBA Finance with 3 years of experience
- Good analytical skills
Personality Traits:
- Strong financial Analysis Skills
- Analytical skills
- Strong communication (Written and Oral)
- Eye For detail
If you wish to apply for this job position please fill your details in the Kotak Fast Track Application Form and mail to
Please mention the following in the subject line as Position NameYour Name Your Current Business group
Application:
Required Experience:
Manager
Employment Type
Full-Time
Key Skills
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