About Cleo
At Cleo were not just building another fintech app. Were embarking on a mission to fundamentally change humanitys relationship with money. Imagine a world where everyone regardless of background or income has access to a hyperintelligent financial advisor in their pocket. Thats the future were creating.
Cleo is a rare success story: a profitable fastgrowing unicorn with over $200 million in ARR and growing over 2x yearoveryear. This isnt just a job; its a chance to join a team of brilliant driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.
If youre driven by complex challenges that push your expertise the chance to shape something truly transformative and the potential to share in Cleos success as we scale while growing alongside a company thats scaling fast this might be your perfect fit.
Follow us on LinkedIn to keep up to date with new product features and insights from the team.
What youll be doing
- Leading (in an IC capacity) a crossfunctional product squad and collaborating with a mix of engineers designers analysts and other disciplines to develop features that enhance our users financial health.
- Collaborating with other senior peers in your pillar to provide technical insight into upcoming work and leading the delivery by helping pull everyone together to get it shipped.
- Mentoring colleagues to help them grow as engineers and actively supporting their development.
- Working on our Ruby on Rails monolith building data models APIs and business logic services.
- Delivering your work using agile methodologies and tools like tests observability ABtests and feature flags.
- Analysing data to identify problems and generate new ideas using various sources such as our database application logs and user research data.
- Supporting colleagues through inhours support and optionally joining the compensated outofhours oncall rotation.
- Contributing to crosscutting concerns that improve our engineering efforts.
- Taking part in shaping the work of your squad beyond technical aspects participating in product ideation user research design reviews retrospectives and more.
Here are some examples big and small of the kinds of product feature work our engineers have taken part in over the last year:
- Building a secured credit card
- Launching new budget analysis features
- implementing pricing experiments for subscriptions
Want to hear more from our engineersCheck out Magdas blog post.
About you
You are passionate about making a positive difference in society by improving the financial health of our users. You align with ourcompany valuesandengineering principles which drive our ways of working and software delivery.
As this is an SE4 position as described in ourpublic progression framework were looking for someone who has at least 5 years industry experience of using Ruby on Rails. If its not quite that much maybe you want to look at our other Backend roles.
What do you get for all your hard work
- A competitive compensation package (base equity) with biannual reviews aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleoai.progressionapp/
- Work at one of the fastestgrowing tech startups backed by top VC firms Balderton & EQT Ventures
- A clear progression plan. We want you to keep growing. That means trying new things leading others challenging the status quo and owning your impact. Always with our complete support.
- Flexibility. We cant fight for the worlds financial health if were not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
- Work where you work best. Were a globally distributed team. If you live in London we have a hybrid approach wed love you to spend one day a week or more in our beautiful office. If youre outside of London well encourage you to spend a couple of days with us a few times per year. And well cover your travel costs naturally.
- Other benefits;
- Companywide performance reviews every 6 months
- Generous pay increases for highperforming team members
- Equity topups for team members getting promoted
- 25 days annual leave a year public holidays an additional day for every year you spend at Cleo up to 30 days)
- 6 employermatched pension in the UK
- Private Medical Insurance via Vitality dental cover and life assurance
- Enhanced parental leave
- 1 month paid sabbatical after 4 years at Cleo
- Regular socials and activities online and inperson
- Well pay for your OpenAI subscription
- Online mental health support via Spill
- Workplace Nursery Scheme
- And many more!
We strongly encourage applications from people of colour the LGBTQ community people with disabilities neurodivergent people parents carers and people from lower socioeconomic backgrounds.
If theres anything we can do to accommodate your specific situation please let us know.
UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If youre an existing user youll still have access to the app. But some features wont be available (just for a little while). Why 99 of our users are based in the US where financial health is often overlooked. Weve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then well be able to apply what we learn to better support our UK users in the future.