Tax Senior Specialist (US operations)

About Us

Nu is one of the largest digital financial platforms in the world with more than 127 million customers across Brazil Mexico and Colombia. Guided by our mission to fight complexity and empower people we are redefining financial services in Latin America and this is still just the beginning of the purple future were building.

Listed on the New York Stock Exchange (NYSE: NU) we combine proprietary technology data intelligence and an efficient operating model to deliver financial products that are simple accessible and human.

Our impact has been recognized by global rankings such as Time 100 Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Bank. Visit our institutional page

About the role

At Nu tax efficiency and compliance are not just obligationsthey are pillars that support our ability to scale and innovate. As a Tax Specialist your primary goal will be to ensure the Total Tax Integrity of our operations. You will have a direct impact on the P&L by ensuring that every tax is calculated with pinpoint accuracy mitigating risks and ensuring that Nu stays ahead of US tax requirements. Your role is fundamental to sustaining financial transparency for investors auditors and regulatory bodies.

Youll be responsible for

Your day-to-day will be defined by the dynamism of a complex financial operation. Your main challenges and activities will include:

• Full Compliance Cycle: Leading the calculation accounting and technical review of federal and state direct taxes (corporate income tax including federal estimated payments and state apportionment) and also support on the management of indirect taxes (sales & use tax excise tax and other transaction-based levies across multiple jurisdictions) compliance managed by local external advisors.
• Tax Filing and Payment Management: Owning the end-to-end calendar of tax filing deadlines and payment obligations across all federal state and local jurisdictions including the timely review of estimated tax payments (Form 1120-W) coordination/submission of extension requests and final returns. Maintaining a centralized compliance calendar to proactively manage due dates avoid penalties and ensure accurate payment amounts are reconciled against the general ledger along with the support of local external advisors..
• High-Precision Financial Reporting: Preparing and reviewing footnote disclosures for Effective Tax Rate (ETR) reconciliation under ASC 740 as well as managing the movement and projection of deferred tax assets and liabilities including valuation allowance assessments.
• Mastery of Ancillary Obligations: Guaranteeing the flawless delivery of complex filings such as the federal consolidated return (Form 1120) state and local income tax returns information returns (Forms) and FBAR/FATCA filings ensuring that all reported data faithfully reflects the underlying accounting reality.
• Stakeholder and Audit Management: Acting as the focal point for federal and state tax examinations and audits (internal and external) defending the companys tax positions before the IRS and state revenue authorities and maintaining the SOX (Sarbanes-Oxley Act) control environment.
• Transfer Pricing Coordination: Managing Transfer Pricing workflows in partnership with external advisors ensuring that intercompany operations comply with OECD guidelines and US Treasury regulations (IRC 482) including the preparation and maintenance of contemporaneous documentation.

We are looking for a person who has

To succeed in this role we are looking for more than just technical knowledge; we need solid experience and a proven track record in high-rigor environments:

• Experience in Effective Tax Rate Reconciliation: You have directly managed the bridge between book and taxable income under ASC 740 knowing how to explain rate variances assess uncertain tax positions (ASC 740-10 / FIN 48) and project deferred tax assets and liabilities for SEC-reporting or audited companies.
• Experience with Financial Institution Tax Compliance: Specific experience preparing and reviewing tax filings in a regulated financial services environment including familiarity with bank-specific tax considerations (e.g. bad debt reserves OID original issue discount instruments) and information reporting obligations (Formsand FATCA/CRS).
• Background in Internal Controls (SOX): Practical experience designing executing and reviewing tax-related internal controls under a SOX framework ensuring the end-to-end tax process is auditable well-documented and free of material weaknesses or significant deficiencies.
• Tax Project Management Capability: Experience coordinating transfer pricing studies preparing or reviewing IRC 482 contemporaneous documentation and interfacing with external law firms and Big Four advisors for strategic and time-sensitive deliveries.
• Education and Tools: A solid degree in Accounting Finance Law or a related field CPA licensure strongly preferred. Hands-on proficiency with tax compliance and provision software (e.g. Corptax OneSource or Bloomberg Tax) and the ability to leverage ERP systems (SAP Oracle) and data tools to extract reconcile and analyze large volumes of tax-sensitive data.

Skills that will make you successful:

• Analytical Mindset: Ability to identify P&L discrepancies and propose root-cause remediations including leveraging AI-assisted data analysis tools to surface anomalies run scenario models and accelerate variance explanations at scale.
• Resilience and Execution Under Pressure: Proven ability to handle tight monthly closing schedules and simultaneous audits using workflow automation and AI-powered task prioritization to manage competing deadlines without compromising accuracy.
• Clear and Influential Communication: Ability to translate complex tax themes for business and finance stakeholders and to critically evaluate and refine AI-generated summaries memos and presentations before they reach senior audiences.

Optional (Nice-to-Have) Skills:

• Prior experience in the banking or payments industry.
• Experience with the implementation of tax automation tools including AI-powered compliance platforms or machine learning-based transaction classification systems.
• Familiarity with using large language models (e.g. Claude ChatGPT) or AI coding assistants to streamline tax research draft technical memos or automate repetitive data preparation workflows.

Location for this opportunity (City Country)

• Miami United States

Our Benefits

• Opportunity of earning equity at Nu
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• NuCare - Our mental health and wellness assistance program
• 401K
• Saving Plans - Health Saving Account and Flexible Spending Account
• Work-from-home Allowance
• Relocation Assistance Package if applicable.

Work Model for this Role

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week on strategic days designed to maximize team connection and collaboration. For more details visit how we build technology at Nubank:

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