Finance Business Partner Costing and Enablement

PayInc is a purpose-driven payments provider building on over 50 years of trusted history in South Africas payments ecosystem. Our mission is to connect people businesses and economies through secure efficient and inclusive digital payments infrastructure and be a catalyst for financial inclusion and economic growth. From EFTs and cards to PayShap PayInc provides the backbone that enables money to move safely across the economy. At our core we exist to make great connections empowering participation enabling growth and ensuring no one is left behind.

PURPOSE

The Senior Finance Business Partner Costing is responsible for providing strategic financial insight leadership and decision support through robust costing margin and profitability analysis. The role partners closely with operational and commercial stakeholders to ensure accurate product and service costing improved cost transparency and optimization of cost structures to support sustainable business performance and value creation. The role includes leading the Shared Services team and overseeing Executive relationships and support.
The role acts as a trusted adviser influencing strategic and operational decisions by translating complex financial data into actionable insights driving cost efficiency initiatives and strengthening financial governance across the end-to-end value chain.

You will engage with the following stakeholders:

• Cost Centre Managers
• Product Managers
• Senior Executives
• Senior Heads of BUs

Your key responsibilities include:
Strategic Business Partnering

• Partner with senior operational and commercial leaders to support strategic planning pricing product mix and investment decisions.
• Provide insight into cost drivers margins and profitability to influence business decisions and performance outcomes.
• Challenge assumptions constructively and provide thought leadership on cost management and efficiency opportunities.

Costing & Margin Management

• Lead the development maintenance and continuous improvement of costing models (e.g. standard costing activity-based costing or hybrid approaches).
• Ensure accurate product service and customer costing to support pricing tendering and contract negotiations.
• Monitor and analyse margins variances and cost movements recommending corrective actions where required.

Financial Planning Analysis & Reporting

• Support budgeting forecasting and long-range planning processes with detailed cost and margin analysis.
• Provide timely accurate and insightful management reports focused on cost performance profitability and key value drivers.
• Develop dashboards and analysis to improve cost transparency and decision support.

Cost Optimisation & Performance Improvement

• Identify quantify and track cost-saving and efficiency initiatives across the value chain.
• Support operational excellence initiatives by embedding financial discipline and performance measurement.
• Evaluate business cases for process improvements capital expenditure and strategic initiatives.

Governance Controls & Compliance

• Ensure strong financial governance internal controls and compliance with accounting standards and company policies related to costing.
• Support audits and reviews by providing clear documentation explanations and analysis of cost structures and methodologies.

Leadership & Capability Building

• Provide functional leadership coaching and guidance to finance team members involved in costing and analysis.
• Build strong collaborative relationships with stakeholders across the business.
• Contribute to the development of finance capability tools and best practices.

Training and Knowledge Development

• Engage in training programs to develop modelling skills.
• Learn from senior managers about best practices in costing and product profitability.

Month end support

• Construct and maintain the financial profitability model in support of revenue and cost tracking.
• Prepare adhoc analysis as required by our stakeholders.

QUALIFICATIONS / KNOWLEDGE

• CA(SA) /CIMA
• MS Office (Strong proficiency in Excel and PowerPoint required)
• IBM Analytics

EXPERIENCE

• Minimum of 7 years experience in Finance and Commercial functions
• Experience working in a medium to large organisation
• Hands-on experience in financial planning budgeting forecasting and performance reporting
• Experience in Finance Business Partnering including collaboration with senior stakeholders to influence business outcomes
• Exposure to strategic decision support including scenario planning investment appraisal and business case development
• Strong understanding of cost allocation methods cost efficiency drivers and product/channel profitability analysis
• Familiarity with pricing strategy revenue modelling and commercial analysis across multiple products or channels
• Knowledge of compliance risk identification and financial policy development within a regulated environment

SKILLS

• Strong expertise in costing margin analysis and profitability management
• Advanced financial analysis and business modelling capability
• Solid understanding of financial accounting planning and management reporting
• Strong business partnering and influencing skills
• Strategic thinking with a pragmatic solutions-oriented mindset
• Ability to communicate complex financial concepts clearly to non-finance stakeholders
• High levels of integrity resilience and accountability