Bank ThirdParty Governance Advisor Senior (Regulation W Focus)

Why USAA

At USAA our mission is to empower our members to achieve financial security through highly competitive products exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA where our core values honesty integrity loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Bank Third Party Governance and Programs Advisor you will support Regulation W assessments and affiliate program activity. You will also provide support for PRCI and RCSA execution.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio TX Plano TX Phoenix AZ Colorado Springs CO Charlotte NC or Tampa FL.

Relocation assistance is not available for this position.

What youll do:

• Manage and drive solutions for stronger controls and in support of risk and/or regulatory compliance related initiatives which may include oversight of procedures/process accurate regulatory reporting and filing document governance risk control self-assessment procedure governance control design new product controls Company or Staff Agency Third Party Governance or quality governance.

• Perform ongoing supervision and oversight of business controls and share knowledge with team members to evaluate the effectiveness of established business controls.

• Responsible for risk data analysis report preparation and trend analysis utilizing business intelligence tools.

• Anticipate business needs and proactively identify opportunities to improve and strengthen the control environment through actionable insights.

• Assist with translating control deficiencies into action plans and provide recommendations to enhance governance practices in alignment with risk and compliance frameworks.

• Partner with stakeholders to drive improvement efforts to correct or prevent unfavorable trends and assess the impacts.

• Lead project team through concept planning execution and implementation phases for effective and timely Risk remediation.

• Advise senior management on the status of their control environment related to risk identification and control weaknesses.

• Identify critical areas to monitor and escalate issues and findings to appropriate stakeholders.

• Develop and maintain processes procedures and tools for managing exception alerts as they occur including monitoring resulting exception cases.

• Provide control oversight to ensure compliance with laws and regulations.

• Serve as a primary resource to team members.

• Ensure risks associated with business activities are effectively identified measured monitored and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelors degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

• Minimum 6 years experience supporting risk-related compliance related or business control design activities; OR 6 years experience in a relevant quantitative discipline; OR Advanced degree or designation in a risk management or quantitative discipline and 4 years experience supporting risk-related and/or compliance-related or business control design activities; OR PhD in a risk management or quantitative discipline and 2 years experience supporting risk-related and/or compliance-related or business control design activities.

• Knowledge of federal laws rules regulations and applicable guidance to area supported for example: OCC Heightened Standards BSA/AML REG E UDAAP/UDAP TILA/REG Z SCRA FCRA MLA.

What sets you apart:

• Experience in ThirdParty Risk Management (TPRM) and/or affiliate oversight preferably within a regulated financial services environment

• Prior handson experience with Regulation W (Sections 23A/23B) compliance and assessments (Reg W experience required; dealbreaker)

• Candidates with strong longtenured TPRM or affiliate risk management experience may be considered if they demonstrate prior exposure to or working knowledge of Regulation W

• Background in financial services finance accounting or partnership with CFO/Finance organizations

• Demonstrated ability to review and interpret financial records analyze transactions and determine whether they meet applicable regulatory requirements

• Experience assessing affiliate transactions relatedparty activity or intercompany agreements for regulatory compliance and risk considerations

• Prior experience as a regulator and/or in a legal advisory capacity

• Experience drafting regulatory responses and/or presenting to regulatory agencies (e.g. OCC CFPB)

• Strong working knowledge of OCC Bulletin 202317

• Deep understanding of Regulation W and HOLA guidance

• Extensive experience with Bank ThirdParty Risk Management (TPRM) programs

• Strong analytical skills with the ability to synthesize complex information develop recommendations and drive decisions

• Proven ability to influence and partner effectively across business and control functions

• Ability to advocate for the First Line of Defense while working collaboratively with stakeholders.

• Experience creating executivelevel presentations guidance materials and risk program reporting

• US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $103450.00 - $197730.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e. H-1B TN STEM OPT Training Plans etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical financial and emotional wellness. These benefits include comprehensive medical dental and vision plans 401(k) pension life insurance parental benefits adoption assistance paid time off program with paid holidays plus 16 paid volunteer hours and various wellness programs. Additionally our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits visit our benefits page on .

Applications for this position are accepted on an ongoing basis this posting will remain open until the position is filled. Thus interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran.