Officer, Collateral Monitoring Unit

To implement adequate Credit Risk controls for complex business entities across the Business and Commercial stream specifically focusing on risks encountered in the post-credit granting stage of the lending process by acting as the check/control point to oversee the appropriateness applicability consistency validity and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.

Qualifications :

Type of Qualification: Tertiary qualification
Field of Study: Banking

Experience Required
Credit Risk BCB
Risk & Corporate Affairs
1-2 years
Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years
Personal and Business banking will provide holistic exposure regarding credit risks lending and associated collateral. Preferable to have banking experience particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

3-4 years
Understanding of the banks products & facilities. Understands the terms of the facilities & the conditions that will need to be compiled with over the duration of the facilitys life to ensure that legal risk is effectively restricted.

Additional Information :

Behavioural Competencies:

• Adopting Practical Approaches
• Checking Things
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Managing Tasks
• Meeting Timescales
• Producing Output
• Resolving Conflict
• Team Working
• Upholding Standards

Technical Competencies:

• Asset Based Lending
• Contract Management
• Loan Assessment & Approval
• Loan Processing
• Mortgage Lending
• Risk Acceptance
• Risk Identification
• Risk Measurement

Remote Work :

No

Employment Type :

Full-time