Senior Executive, Trade Credit Risk and Operations
Job Location:
Subang Jaya - Malaysia
Monthly Salary:
Posted on:
Vacancies:
Job Summary
The Senior Executive Trade Credit Risk & Operations is responsible for supporting daily credit assessment and credit operations activities including customer onboarding credit limit reviews and portfolio monitoring. The role ensures credit decisions are made in a timely and accurate manner while maintaining sound credit risk control and supporting business growth.
Responsibilities
- Perform credit assessments for new customer onboarding including basic KYC checks financial review and legitimacy verification.
- Review and approve credit limits within delegated authority and escalate higher-risk cases when necessary.
- Monitor customer credit utilisation overdue balances and overall portfolio exposure.
- Conduct periodic credit reviews and support credit limit adjustments
- Maintain accurate credit documentation and records.
- Identify early warning signs of credit risk such as delays in payment or deteriorating behaviour.
- Ensure adherence to internal credit policies and procedures.
- Support improvements to credit processes and basic automation initiatives.
- Work closely with Sales and other stakeholders to provide clear explanations for credit decisions
Requirements
- 25 years of experience in credit risk credit analysis loan underwriting credit operations or trade credit-related roles
- Bachelors degree in Finance Accounting Economics Business Banking or related field
- Basic understanding of financial statement analysis and credit risk principles
- Strong analytical and critical thinking skills
- Good attention to detail
- Proficiency in Excel or Google Sheets (AppScript is an advantage)
- Ability to work in a fast-paced environment and meet deadlines
- English and Malay
- Strong judgment and decision-making ability
- Good communication and stakeholder management skills
- Ability to balance risk control with business needs
- Independent and team-oriented working style
Required Experience:
Senior IC
About Company
Ninja Van is Southeast Asia’s leading logistics provider, with the highest service coverage over 6 countries in the region. Experience the joy of hassle-free deliveries by shipping with Ninja Van today.
