Claims Examiner
Richmond, VA - USA
Job Summary
As a Claims Examiner you will play a key role in managing casualty claims from investigation through resolution. This position combines analytical thinking decision-making and negotiation to ensure fair and timely claim outcomes. Youll work closely with experienced claims professionals and legal partners while handling a diverse portfolio including litigated claims. This is a great opportunity to grow your expertise in a fast-paced team-oriented environment that values learning and career development.
What Youll Do
- Manage a variety of casualty claims under the guidance of a Claims Supervisor
- Conduct and coordinate investigations across all phases of the claims process
- Evaluate liability and exposure to develop effective resolution strategies
- Analyze policy coverage make determinations and draft clear coverage correspondence
- Communicate claim decisions and updates with policyholders and key stakeholders
- Maintain accurate detailed and timely documentation within claim files
- Oversee litigated claims by appointing and managing defense counsel
- Drive claims and litigation toward efficient and fair resolution
- Participate in mediations settlement discussions and trials as needed
What You Bring
- Bachelors degree in Business Risk Management or a related field
- 2 years of experience handling commercial general liability claims involving bodily injury and property damage
- Strong analytical problem-solving and decision-making skills
- Excellent written and verbal communication abilities
- Experience managing litigated claims and working with defense counsel
- Ability to analyze medical records contracts (including risk transfer provisions) property damage estimates and litigation documents
- Strong organizational and time management skills with the ability to multitask
- Proficiency in Microsoft Office (Word Excel Outlook PowerPoint)
- A collaborative mindset with strong negotiation skills
Adjuster licenses or industry designations are a plus.
Why Youll Love Working at Kinsale
- Competitive Pay & Bonus Opportunities Rewarding performance and initiative.
- Comprehensive Benefits Health dental and vision insurance with up to $3600 (individual) or $6800 (family) in HSA contributions per year.
- Work-Life Balance Generous paid time off including 22 days of PTO and 10 paid company holidays.
- Career Growth Clear promotion paths mentorship and ongoing professional development.
- Retirement & Security Up to 6% matching 401(k) contributions on base salary and bonus standard life insurance and disability coverage.
- Continuous Learning Annual $3000 reimbursement for educational training and certifications.
Integrity & Responsibility
Kinsale values strong financial responsibility. A credit check may be conducted as part of the selection process for roles that require sound judgment and trustworthiness.
Ready to Apply
If youre a detail-oriented claims professional who thrives in a collaborative and fast-paced environment this is your opportunity to grow your career with Kinsale Insurance. Join a company that values innovation excellence and continuous learning.
Apply today and take the next step in your career!
About Company
We target small-to-midsized accounts and have the flexibility to offer terms for businesses with poor loss histories, high-risk venues, and new or high-hazard operations.