About Katsu
We are hiring into Katsu one of our business units a licensed microfinance bank focused on delivering modern efficient financial services through digital channels. We aim to bridge the financial inclusion gap by providing accessible banking services to both businesses and individuals. Our approach combines digital transformation financial inclusion initiatives and strong risk management to create a comprehensive banking platform offering a wide range of services from basic banking to other advanced features. The bank emphasizes technological innovation while maintaining strong regulatory compliance and security measures. We aim to contribute to economic growth and development within the communities we serve.
Job Summary
We are seeking an Assistant Manager Risk & Recovery who will be responsible for supporting enterprise and credit risk monitoring while actively managing delinquent accounts to minimize losses and reduce non-performing loans (NPLs). The role bridges proactive risk identification with structured recovery execution ensuring compliance with CBN guidelines and internal credit policies.
This role is critical to maintaining asset quality strengthening risk culture and protecting the banks financial stability.
What you will be doing
1. Loan Recovery and Remedial Management
- Manage assigned delinquent accounts and implement structured recovery plans.
- Conduct borrower reassessments and recommend restructuring where viable.
- Negotiate repayment arrangements while protecting the banks interest.
- Escalate accounts for legal action where necessary.
2. Credit and Portfolio Risk Monitoring
- Monitor loan portfolio performance including PAR NPL and concentration risks.
- Identify early warning signals and escalate emerging risks.
- Support periodic portfolio stress reviews and risk assessments.
- Ensure compliance with credit risk policies and approval conditions.
3. Collaboration with Legal and Recovery Partners
- Strong working knowledge of litigation processes related to loan recovery and delinquent accounts.
- Demonstrated experience in managing collateral assets including documentation valuation perfection and enforcement.
- Good understanding of court procedures and legal frameworks governing debt recovery.
- Proven familiarity with end-to-end collections processes including recovery strategies escalation and resolution.
- Ability to effectively coordinate with external legal counsel recovery agents and asset tracking firms to drive timely recoveries.
4. Process and Control Enhancement
- Recommend improvements to risk monitoring and recovery processes.
- Support implementation of stronger internal controls to reduce future delinquencies.
- Provide feedback to Credit and Underwriting teams on recurring risk patterns.
5. Risk Reporting and Documentation
- Prepare periodic risk and recovery performance reports.
- Maintain updated risk registers and recovery trackers.
- Ensure accurate documentation of recovery actions and restructuring approvals.
6. Regulatory and Policy Compliance
- Ensure adherence to CBN prudential guidelines and MFB regulatory requirements.
- Support regulatory examinations internal audits and compliance reviews.
- Monitor provisioning classifications and ensure proper loan categorization.
7. Collaboration and Stakeholder Engagement
- Work closely with Credit Operations Finance and Legal teams.
- Support risk awareness initiatives across business units.
- Maintain professional and firm engagement with customers during recovery processes.
Requirements
Special Skills and Qualifications
- Bachelors degree in Finance Business Accounting Economics Business Administration or related field.
- 5 years of experience in risk management credit analysis or recovery within banking microfinance or OFIs.
- Strong understanding of CBN prudential guidelines and MFB risk management requirements.
- Understanding of IFRS9 model.
- Experience handling SME retail or microcredit portfolios.
- Experience handling legal escalations repossessions and third-party recovery agents.
- Evidence of achieving low delinquency and improved portfolio quality.
- Strong Loan restructuring and negotiation skills.
- Deep understanding of credit risk and portfolio dynamics.
- Strong field recovery coordination and customer engagement experience.
- Ability to manage difficult customers professionally.
- Process-oriented and documentation-focused.
Candidate Specification
- Motivated by the mission of Katsu
- Pragmatic with quantitative and analytical ability and attention to detail
- Strong ownership of portfolio quality
- Objective data-driven decision-making
- High integrity and ethical conduct
- Execution discipline and persistence
- Strong interpersonal skills and customer empathy
- Collaborative but firm control mindset.
Our Process:
- Prescreening with the Talent team
- Interviews and Case Assessments with the Hiring team.
- Follow up interviews with Katsu Leadership team.
- Hiring Decision
Benefits
Required Skills:
Special Skills and Qualifications Bachelor degree in accounting with experience in revenue recognition is a plus. Certified Accountant of Nigeria and a member of ICAN. Must possess a minimum of 8 years of experience in finance with at least 2 years in a revenue accounting role. Punctual reliable and must have strong communication -depth understanding of relevant IFRS standards. Knowledge about MS office excel-Advance excel a plus. Able to work in a team and produce quality output under tight deadlines. Strong verbal and oral communication skills. Self-motivated and strong analytical skills. Attention to detail prioritization skill and time management. Quick learner with a positive attitude. Must be highly organized and able to deal with a high volume of data Able to work proactively and independently with a team in a fast-paced environment. Revenue Assurance platforms / solutions knowledge (preferred) Strong skills in Data Analysis and drawing insights Experience in creation of Reports and Dashboard Desired Competencies Business Acumen; Strategic Alignment; Change Management; Stakeholder Management; Problem Solving Skills; Decision Making Skills; IFRS standards Tech Savvy. Candidate Specification Motivated by the mission of Sabi Pragmatic with quantitative and analytical ability and attention to detail Driven independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities High level of integrity and dependability with a strong sense of urgency. A focus on execution. Willing and able to get hands dirty. Flexibility to roll up your sleeves and attack problems and projects as they arise where you will need to set out a clear structure method and outcomes yourself .
About KatsuWe are hiring into Katsu one of our business units a licensed microfinance bank focused on delivering modern efficient financial services through digital channels. We aim to bridge the financial inclusion gap by providing accessible banking services to both businesses and individuals. Our...
About Katsu
We are hiring into Katsu one of our business units a licensed microfinance bank focused on delivering modern efficient financial services through digital channels. We aim to bridge the financial inclusion gap by providing accessible banking services to both businesses and individuals. Our approach combines digital transformation financial inclusion initiatives and strong risk management to create a comprehensive banking platform offering a wide range of services from basic banking to other advanced features. The bank emphasizes technological innovation while maintaining strong regulatory compliance and security measures. We aim to contribute to economic growth and development within the communities we serve.
Job Summary
We are seeking an Assistant Manager Risk & Recovery who will be responsible for supporting enterprise and credit risk monitoring while actively managing delinquent accounts to minimize losses and reduce non-performing loans (NPLs). The role bridges proactive risk identification with structured recovery execution ensuring compliance with CBN guidelines and internal credit policies.
This role is critical to maintaining asset quality strengthening risk culture and protecting the banks financial stability.
What you will be doing
1. Loan Recovery and Remedial Management
- Manage assigned delinquent accounts and implement structured recovery plans.
- Conduct borrower reassessments and recommend restructuring where viable.
- Negotiate repayment arrangements while protecting the banks interest.
- Escalate accounts for legal action where necessary.
2. Credit and Portfolio Risk Monitoring
- Monitor loan portfolio performance including PAR NPL and concentration risks.
- Identify early warning signals and escalate emerging risks.
- Support periodic portfolio stress reviews and risk assessments.
- Ensure compliance with credit risk policies and approval conditions.
3. Collaboration with Legal and Recovery Partners
- Strong working knowledge of litigation processes related to loan recovery and delinquent accounts.
- Demonstrated experience in managing collateral assets including documentation valuation perfection and enforcement.
- Good understanding of court procedures and legal frameworks governing debt recovery.
- Proven familiarity with end-to-end collections processes including recovery strategies escalation and resolution.
- Ability to effectively coordinate with external legal counsel recovery agents and asset tracking firms to drive timely recoveries.
4. Process and Control Enhancement
- Recommend improvements to risk monitoring and recovery processes.
- Support implementation of stronger internal controls to reduce future delinquencies.
- Provide feedback to Credit and Underwriting teams on recurring risk patterns.
5. Risk Reporting and Documentation
- Prepare periodic risk and recovery performance reports.
- Maintain updated risk registers and recovery trackers.
- Ensure accurate documentation of recovery actions and restructuring approvals.
6. Regulatory and Policy Compliance
- Ensure adherence to CBN prudential guidelines and MFB regulatory requirements.
- Support regulatory examinations internal audits and compliance reviews.
- Monitor provisioning classifications and ensure proper loan categorization.
7. Collaboration and Stakeholder Engagement
- Work closely with Credit Operations Finance and Legal teams.
- Support risk awareness initiatives across business units.
- Maintain professional and firm engagement with customers during recovery processes.
Requirements
Special Skills and Qualifications
- Bachelors degree in Finance Business Accounting Economics Business Administration or related field.
- 5 years of experience in risk management credit analysis or recovery within banking microfinance or OFIs.
- Strong understanding of CBN prudential guidelines and MFB risk management requirements.
- Understanding of IFRS9 model.
- Experience handling SME retail or microcredit portfolios.
- Experience handling legal escalations repossessions and third-party recovery agents.
- Evidence of achieving low delinquency and improved portfolio quality.
- Strong Loan restructuring and negotiation skills.
- Deep understanding of credit risk and portfolio dynamics.
- Strong field recovery coordination and customer engagement experience.
- Ability to manage difficult customers professionally.
- Process-oriented and documentation-focused.
Candidate Specification
- Motivated by the mission of Katsu
- Pragmatic with quantitative and analytical ability and attention to detail
- Strong ownership of portfolio quality
- Objective data-driven decision-making
- High integrity and ethical conduct
- Execution discipline and persistence
- Strong interpersonal skills and customer empathy
- Collaborative but firm control mindset.
Our Process:
- Prescreening with the Talent team
- Interviews and Case Assessments with the Hiring team.
- Follow up interviews with Katsu Leadership team.
- Hiring Decision
Benefits
Required Skills:
Special Skills and Qualifications Bachelor degree in accounting with experience in revenue recognition is a plus. Certified Accountant of Nigeria and a member of ICAN. Must possess a minimum of 8 years of experience in finance with at least 2 years in a revenue accounting role. Punctual reliable and must have strong communication -depth understanding of relevant IFRS standards. Knowledge about MS office excel-Advance excel a plus. Able to work in a team and produce quality output under tight deadlines. Strong verbal and oral communication skills. Self-motivated and strong analytical skills. Attention to detail prioritization skill and time management. Quick learner with a positive attitude. Must be highly organized and able to deal with a high volume of data Able to work proactively and independently with a team in a fast-paced environment. Revenue Assurance platforms / solutions knowledge (preferred) Strong skills in Data Analysis and drawing insights Experience in creation of Reports and Dashboard Desired Competencies Business Acumen; Strategic Alignment; Change Management; Stakeholder Management; Problem Solving Skills; Decision Making Skills; IFRS standards Tech Savvy. Candidate Specification Motivated by the mission of Sabi Pragmatic with quantitative and analytical ability and attention to detail Driven independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities High level of integrity and dependability with a strong sense of urgency. A focus on execution. Willing and able to get hands dirty. Flexibility to roll up your sleeves and attack problems and projects as they arise where you will need to set out a clear structure method and outcomes yourself .
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Posted on:
5 days ago
Vacancies:
1 Vacancy
