Commercial Finance Manager

Affinity Ghana Savings And Loans

Job Location:

Accra - Ghana

Monthly Salary: Not Disclosed

Posted on: 23 hours ago

Vacancies: 1 Vacancy

Job Summary

The Commercial Finance Manager is a senior finance professional responsible for providing rigorous financial planning analysis reporting and commercial insight across two distinct Affinity entities Affinity Ghana Savings & Loans Limited the regulated digital bank and Affinity Labs the innovation and technology development arm. Reporting to the CEO of Affinity Ghana Savings & Loans with a dotted line to the Group CFO the role is the primary finance interface between the Finance function and Affinitys business unit leaders translating financial data into the commercial intelligence that drives confident strategic and operational decisions.

The Commercial Finance Manager owns the full financial management cycle for both entities from period-end management accounts board reporting regulatory/statutory submissions and tax compliance through to board reporting budgeting and forecasting. The role does not sit at the back of the business processing numbers; it sits at the front embedded in commercial conversations challenging assumptions stress-testing business cases and ensuring that every significant business decision is grounded in sound financial analysis.

The role may expand in the future to include direct management of Finance Associates as the function grows. The Commercial Finance Manager is expected to operate with a high degree of autonomy exercise sound professional judgement and represent the Finance function with credibility at senior leadership level.

About Affinity

We are an award-winning fully fledged digital bank built in Ghana for Africa on a mission to make banking accessible relevant and empowering for everyday people. By providing free bank accounts with no monthly fees and interest on all products as well as affordable loans Affinity drives innovation and economic growth through meaningful financial inclusion. Our goal is to bank one million Ghanaians by 2030.

Required Skills:

What You Will Do

Management Accounts & Board Reporting:Produce accurate insightful and decision-ready management accounts for both Affinity Ghana Savings & Loans and Affinity Labs and compile the financial sections of board packs that give Affinitys board and senior leadership team full financial visibility across all operations.
Regulatory & Statutory Reporting BoG: Ensure that all Bank of Ghana prudential returns statutory financial disclosures and regulatory submissions for Affinity Ghana Savings & Loans are prepared accurately reviewed thoroughly and filed on time with zero material errors or late filings attributed to Finance.
Tax & Compliance: Manage Affinitys tax compliance obligations across both entities ensuring that corporate income tax VAT withholding tax and other statutory tax filings are prepared accurately submitted on time and in full compliance with Ghana Revenue Authority requirements and applicable tax legislation.
Financial Planning & Analysis Affinity Ghana Savings & Loans & Affinity Labs: Lead the financial planning and analysis function for both entities building maintaining and continuously improving the financial models Budget/Forecasts actuals tracking and analytical frameworks that give the CEO and senior leadership a clear accurate and forward-looking picture of Affinitys financial performance across its regulated banking operations and its innovation arm.
Commercial Partnering with Business Unit Heads: Serve as the primary finance interface for Affinitys business unit leaders and work in active partnership with the Treasury and Settlement Team providing the financial insight challenge and support needed to make commercially sound decisions manage budgets responsibly and understand the financial implications of operational choices.
Business Case Appraisal: Provide the financial rigour that underpins Affinitys business decisions evaluating business cases for new products technology initiatives partnerships and strategic programmes and presenting findings to the CEO and senior leadership in a clear objective and decision-ready format.
Systems Technology & AI-Driven Efficiency: Champion the use of systems solutions automation and artificial intelligence to drive efficiency accuracy and scalability across Affinitys finance processes. The Commercial Finance Manager is expected to proactively identify opportunities to leverage technology including AI-powered tools to reduce manual effort improve data integrity and elevate the quality of financial outputs. The role requires comfort with large volumes of financial and operational data and the ability to interrogate analyse and draw commercial insight from complex datasets.

What Success Will Look Like

Monthly management accounts for both entities produced to the agreed format and delivered to the CEO within the period-end close timetable
Board pack financial sections prepared accurately and on schedule with narrative commentary that explains performance highlights risks and identifies opportunities
All BoG prudential returns liquidity ratios capital adequacy income statements balance sheets filed accurately and by the regulatory deadline without exception
Statutory financial statements for Affinity Ghana Savings & Loans prepared in accordance with IFRS and submitted to the required standard for audit and regulatory review
All tax filings CIT VAT WHT PAYE submitted accurately and on time for both entities across all filing periods
Manage Annual budget for both Affinity Ghana Savings & Loans and Affinity Labs working collaboratively with department heads and completed within the agreed budget cycle timetable
Business unit heads receive accurate timely and actionable financial information relevant to their operations on a monthly basis

Job SummaryThe Commercial Finance Manager is a senior finance professional responsible for providing rigorous financial planning analysis reporting and commercial insight across two distinct Affinity entities Affinity Ghana Savings & Loans Limited the regulated digital bank and Affinity Labs the in...

Job Summary

About Affinity

Required Skills:

What You Will Do

Management Accounts & Board Reporting:Produce accurate insightful and decision-ready management accounts for both Affinity Ghana Savings & Loans and Affinity Labs and compile the financial sections of board packs that give Affinitys board and senior leadership team full financial visibility across all operations.
Regulatory & Statutory Reporting BoG: Ensure that all Bank of Ghana prudential returns statutory financial disclosures and regulatory submissions for Affinity Ghana Savings & Loans are prepared accurately reviewed thoroughly and filed on time with zero material errors or late filings attributed to Finance.
Tax & Compliance: Manage Affinitys tax compliance obligations across both entities ensuring that corporate income tax VAT withholding tax and other statutory tax filings are prepared accurately submitted on time and in full compliance with Ghana Revenue Authority requirements and applicable tax legislation.
Financial Planning & Analysis Affinity Ghana Savings & Loans & Affinity Labs: Lead the financial planning and analysis function for both entities building maintaining and continuously improving the financial models Budget/Forecasts actuals tracking and analytical frameworks that give the CEO and senior leadership a clear accurate and forward-looking picture of Affinitys financial performance across its regulated banking operations and its innovation arm.
Commercial Partnering with Business Unit Heads: Serve as the primary finance interface for Affinitys business unit leaders and work in active partnership with the Treasury and Settlement Team providing the financial insight challenge and support needed to make commercially sound decisions manage budgets responsibly and understand the financial implications of operational choices.
Business Case Appraisal: Provide the financial rigour that underpins Affinitys business decisions evaluating business cases for new products technology initiatives partnerships and strategic programmes and presenting findings to the CEO and senior leadership in a clear objective and decision-ready format.
Systems Technology & AI-Driven Efficiency: Champion the use of systems solutions automation and artificial intelligence to drive efficiency accuracy and scalability across Affinitys finance processes. The Commercial Finance Manager is expected to proactively identify opportunities to leverage technology including AI-powered tools to reduce manual effort improve data integrity and elevate the quality of financial outputs. The role requires comfort with large volumes of financial and operational data and the ability to interrogate analyse and draw commercial insight from complex datasets.

What Success Will Look Like

Monthly management accounts for both entities produced to the agreed format and delivered to the CEO within the period-end close timetable
Board pack financial sections prepared accurately and on schedule with narrative commentary that explains performance highlights risks and identifies opportunities
All BoG prudential returns liquidity ratios capital adequacy income statements balance sheets filed accurately and by the regulatory deadline without exception
Statutory financial statements for Affinity Ghana Savings & Loans prepared in accordance with IFRS and submitted to the required standard for audit and regulatory review
All tax filings CIT VAT WHT PAYE submitted accurately and on time for both entities across all filing periods
Manage Annual budget for both Affinity Ghana Savings & Loans and Affinity Labs working collaboratively with department heads and completed within the agreed budget cycle timetable
Business unit heads receive accurate timely and actionable financial information relevant to their operations on a monthly basis